If one of your New Year Resolutions is to save some cash, you can use your phone to help you. Firstly, download your online banking app. Here, you can see every transaction you make, which means you can easily see areas in which you can save, whether that is the food weekly food shop, takeaways or sales shopping! There are a number of comparison apps that you can use in order to find the cheapest deals when it comes to groceries and other bills and expenses. You’ll also be able to set up an online savings account on your banking app, allowing you to transfer money over in a matter of seconds. Physically seeing the total increase every month, should give you the motivation you need to keep going.