Canon Camera insurance

Working in partnership with AXA we are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

In basic terms, you will pay a monthly fee that covers your camera for the damages listed above. As a result, if one of those scenarios were to happen you would either receive a like-for-like replacement or a repair, meaning you won’t be left out of pocket.

Like most insurers, our policies offer basic insurance such as protections against theft, accidental damage and liquid damage. If something were to happen and you needed to make a claim on your insurance, you would either receive a like-for-like replacement or be offered a repair. This is dependent on the level of damage or if the camera is repairable. With a camera insurance policy from loveit coverit, you’ll get cover against theft, damage, and liquid damage as standard. You will also receive worldwide cover for extra protection.

The cost of insurance usually depends on the original price of the gadget as well as its age. For example, a brand-new, top-of-the-range camera is going to cost a lot more to replace than a standard model, meaning that the cost of insurance will go up.

The risk of damage and theft also needs to be considered closely by the insurance company. Furthermore, more expensive models tend to carry higher excess charges, meaning that the total cost of insurance is more. When deciding to invest in an insurance policy for your camera, it’s important to assess the risk and whether the cost of replacing your camera individually is worth it.

You may have 12 months' coverage with your manufacturer, but this will usually only cover mechanical breakdowns. Cracked screens, liquid damage, accidental damage, loss, and theft are not included.

You will need to check your policy details, but we now provide unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

As is the case with most policies should you wish to cancel your camera insurance, you’ll need to contact your provider and inform them of this decision. If you’re paying a monthly payment, then you’ll likely have to pay the remainder of the month, after which your cover will cease. For annual policies, your cover would continue until the end of the policy period. Again, after which your cover will no longer be in effect.