Nikon Camera insurance

Comprehensive insurance for all Nikon Camera models at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience
5-Star

Defaqto rating
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Defaqto
Nikon Camera insurance

Comprehensive insurance for all Nikon Camera models at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience
5-Star

Defaqto rating
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Get an instant quote
Model not listed?
Insure Gadgets up to 6-months old
We insure cameras up to 6-months old.
Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.
12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement gadgets.

Quality insurance from a company you can trust

Our specialist Nikon camera policies cover all available Nikon models. We make sure that our policy fits your needs and protects your camera at all times.

We always include Theft Cover as standard in our policies, giving you peace of mind!

Cracked Screen Cover is included and is statistically what people are most likely to claim for. We’ll repair or replace your screen as quickly as possible.

Our Accidental Damage and Liquid Damage Cover offer great peace of mind for even the most accident-prone camera users.

Our insurance policies give you Worldwide Cover.

10% discount - when you insure more than one gadget

Our Cover

Accidental Damage
Accidents happen. But when they happen to your camera, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your Nikon camera against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your camera and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Theft
We offer a replacement Nikon camera when your device is taken from you.
Mechanical Breakdown
We’ll cover your Nikon if an electrical or mechanical fault occurs outside of its warranty period.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

Why choose loveit coverit

Providing gadget insurance for almost 30 years
In partnership with leading insurer AXA
All claims handled by our in-house team
No minimum contract
14-day money back guarantee
Unlimited claims and repairs

Frequently asked questions

Who are loveit coverit?

Working in partnership with AXA we are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

How does camera insurance work?

In basic terms, you will pay a monthly fee that covers your camera for the damages listed above. As a result, if one of those scenarios were to happen you would either receive a like-for-like replacement or a repair, meaning you won’t be left out of pocket.

What does camera insurance cover?

Like most insurers, our policies offer basic insurance such as protections against theft, accidental damage and liquid damage. If something were to happen and you needed to make a claim on your insurance, you would either receive a like-for-like replacement or be offered a repair. This is dependent on the level of damage or if the camera is repairable. With a camera insurance policy from loveit coverit, you’ll get cover against theft, damage, and liquid damage as standard. You will also receive worldwide cover for extra protection.

How much is camera insurance?

The cost of insurance usually depends on the original price of the gadget as well as its age. For example, a brand-new, top-of-the-range camera is going to cost a lot more to replace than a standard model, meaning that the cost of insurance will go up.

The risk of damage and theft also needs to be considered closely by the insurance company. Furthermore, more expensive models tend to carry higher excess charges, meaning that the total cost of insurance is more. When deciding to invest in an insurance policy for your camera, it’s important to assess the risk and whether the cost of replacing your camera individually is worth it.

Do I still need insurance if I already have a manufacturer’s warranty?

You may have 12 months' coverage with your manufacturer, but this will usually only cover mechanical breakdowns. Cracked screens, liquid damage, accidental damage, loss, and theft are not included.

Is there a limit to how many times I can claim?

You will need to check your policy details, but we now provide unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.

How to cancel camera insurance?

As is the case with most policies should you wish to cancel your camera insurance, you’ll need to contact your provider and inform them of this decision. If you’re paying a monthly payment, then you’ll likely have to pay the remainder of the month, after which your cover will cease. For annual policies, your cover would continue until the end of the policy period. Again, after which your cover will no longer be in effect.

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