Dell Laptop insurance

Working in partnership with AXA we are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

It’s really simple: you pay a monthly fee that covers your laptop in the event of accidental damage and theft. If anything happens to your device which falls within the remit of your insurance policy, you can make a claim. If your claim is successful, you’ll have to pay an excess charge, send the broken device off (if damaged), and you’ll get a repaired model or a similar replacement if it cannot be fixed.

Regardless of your level of cover, you can expect some basic protections against theft and accidental damage. In the majority of cases this will result in your existing model being repaired or replaced like-for-like, although some insurers will offer a cash pay-out. Unlike other insurers we offer worldwide cover as standard.

We only offer mobile phone insurance cover for genuine devices. That means if you have a non-genuine device then we won’t be able to cover it.

You may have 12 months' coverage with your manufacturer, but this will usually only cover mechanical breakdowns. Cracked screens, liquid damage, accidental damage, loss, and theft are not included.

If you’re travelling outside of the UK, personal belongings should be covered under your travel insurance policy. However, this may only be against theft or circumstantial loss i.e. if it’s lost during airport handling. Most travel insurers won’t protect your device against damage, and may only cover you to a certain amount for electronic goods. To make extra sure that your device is protected whilst travelling, it’s a good idea to get dedicated insurance with worldwide cover, so no matter where you are, you’ll be protected against loss, theft, and damage.

Great! Please share the great news with us and we will ensure that your claim is withdrawn. If a replacement has been sent, send it back in the original box and any excess that may have been paid to us will be refunded to you immediately.

You will need to check your policy details, but we now provide unlimited claims for loss, theft and damage during each 12-month calendar period of your policy.