Headphones insurance

Comprehensive Headphones insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience
5-Star

Defaqto rating
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
In partnership with AXA
Headphones insurance

Comprehensive Headphones insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Get an instant quote
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Choose an insurance policy that works for you

Unlimited claims and repairs
We provide unlimited repairs and replacements on all headphone insurance policies.
12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.
In-house Customer Care team
We will never outsource the claim handling process

Affordable and trustworthy headphone insurance

We understand that your headphones can be a vital part of your life – whether it be for general home-use, the commute to work or even your career – which is why we want to make sure you’re fully covered should anything happen to them.

At loveit coverit, we want to make it simple for you to get cover for the devices you love. That’s why our bespoke headphone insurance policies cover a range of manufacturers, so no matter what gadget you have, you’re able to get quality protection for it.

To make sure you’re getting what you need from your insurance policy we offer two unique levels of cover: Plus and Premium. Both insurance tiers differ in price and inclusions, so you can decide which policy works best for you.

Theft Cover comes as standard on all our policies, with a guaranteed replacement should the worst happen.

Accidental Damage is included in our Premium policy, providing the extra assurance that some of us need.

Worldwide cover is included as standard on our policies, so no matter where you take your headphones, you’ll be covered.

Your headphones can often prove an expensive item, so our policies are designed to make sure they are covered against any inconvenience that may come your way. Whether it’s damage, loss or theft, we have you covered. Our policies provide full repair services or like-for-like replacement depending on what happens to your device.

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Our Cover

Accidental Damage
Our headphones are quite vulnerable on a daily basis. That’s why our insurance protects your device against damage, giving you peace of mind throughout your policy.
Liquid Damage
It may seem unlikely, but it can happen. Make sure you have maximum protection that ensures repair or replacement should the worst occur.
Theft
If your headphones are stolen, we’ll offer a replacement pair so you can keep listening to the sounds you love.
Mechanical Breakdown
We’ll cover your headphones in case of any electrical or mechanical fault that occurs outside of your warranty period.
Worldwide Cover
We’ll cover your headphones in case of any electrical or mechanical fault that occurs outside of your warranty period.

Headphone insurance from loveit coverit

Your headphones are important and we understand that. This is exactly why we offer comprehensive and simple headphone insurance that is jargon-free – so there is no confusion about what you’re getting for your money!

Our policies vary in both price and level of cover to ensure that you can find the right fit for you. Are you the forgetful or clumsy type? Then our Premium headphone insurance may be exactly what you need. Looking for something with a smaller price tag? Our Plus policy headphone insurance still offers great insurance but for less. Whichever you opt for, it’s good to have peace of mind when it comes to the things you love. Both insurance tiers guaranteed that should something happen, your headphones will be repaired or replaced.

For a quick quote, simply get your headphones’ details and follow the three-step process to find out exactly how much your cover will cost. After that, our UK-based customer care team will do the rest, letting you rest in the knowledge that your headphones are fully protected.

At loveit coverit, we’ve been providing comprehensive gadget insurance for nearly 30 years, having helped over 1 million customers get cover for the devices they love. So when you choose to insure your headphones with us, you know you’ll be choosing a company you can trust.

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Frequently asked questions

What does headphone insurance cover?

Most insurers will offer basic protections against theft and accidental damage – with some including loss as standard, like us! If you decide to make a claim on your insurance, you’ll either have your headphones repaired or receive a like-for-like replacement pair, depending on the amount of damage or if the item can be recovered.

How does headphone insurance work?

With your insurance cover, you will pay a monthly fee covering your headphones against accidental damage, theft, or loss. For the duration of your policy, you will be able to claim on your insurance and receive either a repaired model or a like-for-life replacement.

How much is headphone insurance?

The cost of insurance usually depends on the original price of the gadget as well as its age. For example, brand-new, top-of-the-range headphones are going to cost a lot more to replace than a standard pair, meaning that the cost of insurance will go up. The risk of damage and theft also need to be considered closely by the insurance company.
Furthermore, more expensive headphones tend to carry higher excess charges, meaning that the total cost of insurance is more.

When deciding to invest in insurance for your headphones, it’s important to assess the risk and whether the cost of replacing your headphones by yourself is worth it.

How to cancel headphone insurance?

As with most insurance policies, you’ll need to contact your provider and inform them that you wish to cancel your policy. If you’re on a monthly payment plan, you’ll be expected to pay the remainder of the month. Following the end of this month, your insurance cover will stop. If you’re on an annual plan, your policy will last for the duration of the agreed policy period and end after the final date.

Why choose loveit coverit?

Providing gadget insurance for almost 30 years
As a specialist gadget insurer, we pride ourselves on offering a comprehensive service at competitive prices.
In partnership with leading insurer AXA
Our comprehensive and affordable policies are backed by number 1 leading, global insurer provider AXA, together offering customers high-quality and high-value protection for their devices
All claims handled by our in-house team
We’re always happy to help, and incredibly proud to offer an end-to-end service. All repairs and replacements are issued from our own repairers, supported by our friendly UK-based customer care team. What’s more, we’re fully regulated by the FCA.
No minimum contract
We won’t tie you down with a 12 or 18-month contract. With loveit coverit your policy is flexible and can be cancelled at any time, subject to terms and conditions. You’ll still enjoy the full benefits of your chosen policy plan, with no hidden surprises.
14-day money back guarantee
Provided you haven’t made a claim, you’ll receive a full refund if you cancel your policy within 14 days of policy the start date. Our comprehensive service includes a two-week grace period, so you won’t be out of pocket if you change your mind.
Unlimited claims and repairs
Many of our competitors only allow you to make one or two claims each year. With loveit coverit, there’s no limit on the number of claims, regardless of whether it’s an accidental damage, theft, or loss claim. No matter what happens, we’ve got you covered.