iPhone X insurance

Comprehensive iPhone X insurance at great prices, with experienced in-house customer care.

1 Million+

Devices insured
30 Years

Industry experience
5-Star

Defaqto rating
4.7 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Feefo
AXA
iPhone X insurance
Feefo

Comprehensive iPhone X insurance at great prices, with experienced in-house customer care.

1 Million+

Devices insured
30 Years

Industry experience
5-Star

Defaqto rating
4.7 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Now, select your model
Loss included as standard
We’re one of the few insurance providers to offer loss as standard.
Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.
12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.
iPhone X insurance - loveit coverit

iPhone X insurance from loveit coverit

Cracked Screen cover – Apple’s innovative display is worth the extra protection

Accidental Damage cover – dropping your phone is a common occurrence, so we’ve got you covered

Theft and Loss Cover – a significant investment like the iPhone X deserves high-quality insurance cover


Marking the 10th Anniversary of the original iPhone, the iPhone X is intended to showcase what Apple thinks is the technology of the future. As well as an edge-to-edge `Super Retina Display`, the iPhone X is the first to feature an OLED display, making accidental damage protection so important for this new all-glass design. Pushing the boundaries of what a smartphone can do, there are no end of features you wouldn’t want to be without for too long, like Face ID, a true depth camera and Animoji.

With a retail price of £999, the iPhone X was the most expensive iPhone ever, when it was released. So, what happens if your iPhone X gets lost, damaged or stolen? It’s incredibly frustrating and inconvenient, but luckily loveit coverit is here to help. It’s our job to protect your gadgets, and we’ll do all that we can to ensure you have your iPhone X back in your hands as quickly as possible.

We continually compare our iPhone X insurance in the market, to make sure we bring you the most comprehensive policies at the best price. Our iPhone X cover compares favourably to other providers, including Loss as standard, as well as unlimited claims.

Our Cover

Accidental Damage
Accidents happen. But when they happen to your iPhone X, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your iPhone X against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your iPhone X and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Loss
Prone to losing things? Our loss cover can provide that added level of protection which we include in our policies as standard.
Theft
We offer a replacement device and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your iPhone X - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your smartphone if an electrical or mechanical fault occurs outside of its warranty period.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our iPhone X insurance covers the cost of unauthorised calls made following the theft of your phone.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

Quality cover, from a company you can trust

loveit coverit is authorised and regulated by the Financial Conduct Authority, as part of the Pier Insurance Managed Services Group. Insuring over 900,000 devices since 1989, all claims are handled by our in-house customer care team. So, if the worst should happen, we'll provide a smooth and efficient repair or replacement service for your device.

10% discount - when you insure more than one device

Why choose loveit coverit

Providing gadget insurance for almost 30 years
In partnership with leading insurer AXA
All claims handled by our in-house team
No minimum contract
14-day money back guarantee
Unlimited claims and repairs

Frequently asked questions

Who provides the insurance?

The insurance is arranged by Pier Insurance Managed Services Limited and is authorised and regulated by the Financial Conduct Authority under Firm Register number 311798.

This policy is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group. The Inter Partner Assistance SA Financial Conduct Authority register number is 202664.

Who are loveit coverit?

Working in partnership with AXA we are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

If I make a claim, when will I receive my replacement mobile phone or tablet?

We understand that speed is of the essence when you are without your mobile phone or tablet. For that reason, we aim to have a replacement device in your hands within 48 hours of a claim being approved.

Will my replacement mobile phone or tablet be the same model as the one I had?

Once the claim has been agreed, we will try our hardest to replace your cherished device with the same make, model and colour, and send it to you as quickly as possible. If your device is no longer manufactured, we will provide the nearest comparable model in a speedy and efficient fashion.

Will my replacement mobile phone or tablet be brand new?

Your policy is not a ‘replacement as new’ policy so all mobile phone or tablet replacements may be either brand new or refreshed devices – all devices will also come with a warranty.

The quality of refreshed devices is so high you won’t be able to tell the difference compared to the new devices. Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

Is there a minimum and maximum period of cover?

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Can I insure an old iPhone?

Yes, but all iPhones must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Can I insure non-genuine devices?

No. Non-genuine devices are not covered by our policies. However, we do provide cover for refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand).

How much is my excess?

Your excess can be found in your Policy Excess documents.

Why do I have to pay an excess?

Unlike other insurance providers, we do not increase our premiums after you make a claim. Therefore, we ask that you pay the compulsory excess so we can keep our prices low for you. In the meantime, you can trust that we will handle your claim promptly and professionally.

Is there an age limit to insure a device?

To take out a policy for yourself you must be 18 years old or over and a UK resident. If you are under 18 years old, then a consenting family member can take out the policy on your behalf.

Who takes the money from my account or credit card?

We will appear as Pier Insurance on all banking statements.

My iPhone does not appear on your list. Does this mean I cannot insure it?

No. Whilst every care is taken to ensure that our list is complete and up to date, the iPhone market changes very often. Please contact us to give us the details of your iPhone model, and we will confirm if it is a model we can cover.

My question has not been answered by the FAQs. Is there someone at the end of the phone who I can ask?

Yes! Please call us on 01702 568081 or email us at support@loveitcoverit.com and we will be happy to help.

What’s not covered?

Please check through both the Policy Excess, and IPID (insurance product information document) to check for what is not covered by your policy.

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