iPhone XS insurance

Coming soon, we'll offer comprehensive cover for the brand new iPhone XS at fantastic prices, and have a dedicated and experienced in-house customer care team.

  • 1 million devices insured

  • Authorised by the Financial Conduct Authority

  • 30 years’ experience

Now, select your model
Loss included as standard
Unlimited claims
12-month warranty on replacements
iPhone insurance - loveit coverit

Quality iPhone XS insurance from a company you can trust

Cracked Screen Cover– Apple’s edge-to-edge glass display is worth protecting.

Accidental Damage Cover– we’ve got your iPhone XS covered if you drop or damage it.

As the cost of Apple devices increases, so do the risks. That’s why we provide Theft and Loss Cover


The new 2018 iPhone and successor to the innovative iPhone X, has been crowned the iPhone XS. The next instalment in this generation of smartphones, the XS showcases Apple’s latest innovations. With a 5.8 inch OLED edge-to-edge display, it bears strong resemblance to the iPhone X visually, however the software has received some serious upgrades. The smartphone boasts an even faster and more powerful A12 bionic chip processor and a dual lens camera with improved capabilities. With an all-glass design, accidental damage protection is absolutely vital. With this device, you'll be doing more than ever before, which is why we know you won’t want to be without it for long should disaster strike.

Just like the iPhone X, the iPhone XS is an expensive device, with a minimum retail price reaching the dizzying heights of £999. So, if you’ve decided to invest and upgrade to the iPhone XS, what happens if it gets damaged, lost or stolen? The cost to repair or replace it could be stratospheric. That’s why we're creating cheap iPhone XS insurance policies, so that should the worst happen, loveit coverit are here to help you out. Leave it up to us to protect your brand-new gadget. You don’t have to stress if something awful happens to your iPhone XS because we’ll endeavour to get your beloved device back in your hands as quickly as possible.

We will continually compare our policies to others in the market, to ensure you’re getting the best iPhone XS insurance at the most reasonable price. Our iPhone XS cover stands out from the competition as it includes loss as standard and unlimited claims.

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Our Cover

Accidental Damage
Accidents happen. But when they happen to your new iPhone XS, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your iPhone XS against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your iPhone XS and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Loss
Prone to losing things? Our loss cover can provide that added level of protection which we include in our policies as standard.
Theft
We offer a replacement iPhone XS and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your Apple device - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your iPhone XS if an electrical or mechanical fault occurs outside of its warranty period.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our mobile phone insurance covers the cost of unauthorised calls made following the theft of your phone.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

The best iPhone XS insurance from loveit coverit

With 3 decades of experience, the loveit coverit team have provided insurance for every iPhone ever released. As the Apple handsets have evolved and been released, we have followed alongside, continuing to provide comprehensive and affordable cover for every new device.

We understand how much Apple smartphones have become a part of everyday life and how iPhone users depend on their devices. That’s why it’s important to protect your iPhone XS and save you the heavy cost to repair or replace it if it gets lost, stolen or damaged. If you take out insurance with loveit coverit, you can be sure that your device is in safe and experienced hands.

We continually compare iPhone XS insurance policies in the market, to make sure our cover offers everything users need, at an affordable rate.

If you’re doing your iPhone XS insurance comparison online, always check how much the company’s excess fees, as well as what cover is actually included in your policy- loveit coverit are one of the few providers who provide loss as standard.

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10% discount - when you insure more than one device

Why choose loveitcoverit

Providing gadget insurance for almost 30 years
95.45% of claims accepted
All claims handled by our in-house team
No minimum contract
14-day money back guarantee
Unlimited claims and repairs

How does the iPhone XS compare to the X?

Aesthetically, the new iPhone XS is very similar to its predecessor, with its 5.8” HD OLED display, top-to-bottom, all-screen design and dual 12 MP camera- although this year’s iPhone has had a few improvements, including depth of field control and stereo sound recording. Unlike before, the iPhone XS comes in gold. Both devices also have Face ID, 3D touch and wireless charging capabilities. While the X was only available in 64 and 256GB, the XS comes in 64, 256 and 512 GB versions. Both are dust and water resistant, although the X’s limit is 1 metre of water for up to 30 minutes, while the XS’ limit is 2 metres for 30 minutes. The battery of the XS lasts 30 minutes longer than the X did and it now has dual SIM capability. Perhaps the most important difference is the updated internal software, particularly the upgrade from the A11 to the A12 chip. This change makes the XS a far more powerful and efficient device than the X.

Based on your chosen device, you can easily see how our iPhone XS insurance compares. We've made it quick, simple and cheap to insure your new iPhone XS. With colossal RRP prices, you only pay a fraction per month, to ensure you are covered if a damage, loss or theft occurs.

 RRPMonthly Premium
iPhone XS 64GB£999£9.49
iPhone XS 256GB£1149£10.99
iPhone XS 512GB£1349£12.99
Feefo. Defaqto.
Brilliant service and very good at communicating at all the stages of the claim. Very professional indeed.
Jatin Patel
It was not just the excellent value for money but the customer service I received when I damaged my mobile phone. It was excellent and I'm a delighted customer.
Bob Connolly

Frequently asked questions

When will my iPhone cover start?

Your iPhone cover will begin as soon as your online transaction has been completed and subject to policy Terms & Conditions.

What’s not covered?

Please check through both the Policy Excess, and Key Exclusions and Limitations to check for what is not covered by your policy.

My iPhone does not appear on your list. Does this mean I cannot insure it?

No. Whilst every care is taken to ensure that our list is complete and up to date, the iPhone market changes very often. Please contact us to give us the details of your iPhone model, and we will confirm if it is a model we can cover.

If I make a claim, when will I receive my replacement mobile phone or tablet?

We understand that speed is of the essence when you are without your mobile phone or tablet. For that reason, we aim to have a replacement device in your hands within 48 hours of a claim being approved.

Will my replacement mobile phone or tablet be the same model as the one I had?

Once the claim has been agreed, we will try our hardest to replace your cherished device with the same make, model and colour, and send it to you as quickly as possible. If your device is no longer manufactured, we will provide the nearest comparable model in a speedy and efficient fashion.

Will my replacement mobile phone or tablet be brand new?

Your policy is not a ‘replacement as new’ policy so all mobile phone or tablet replacements may be either brand new or refreshed devices – all devices will also come with a warranty.

The quality of refreshed devices is so high you won’t be able to tell the difference compared to the new devices. Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

Is there a minimum and maximum period of cover?

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Can I insure an old iPhone?

Yes, but all iPhones must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Can I insure non-genuine devices?

No. Non-genuine devices are not covered by our policies. However, we do provide cover for refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand).

How much is my excess?

Your excess can be found in your Policy Excess documents.

Why do I have to pay an excess?

Unlike other insurance providers, we do not increase our premiums after you make a claim. Therefore, we ask that you pay the compulsory excess so we can keep our prices low for you. In the meantime, you can trust that we will handle your claim promptly and professionally.

Is there an age limit to insure a device?

To take out a policy for yourself you must be 18 years old or over and a UK resident. If you are under 18 years old, then a consenting family member can take out the policy on your behalf.

Who provides the insurance?

The insurance is arranged and administered, including claims management, by Pier Insurance Managed Services Limited with UK General Insurance.

Who takes the money from my account or credit card?

We will appear as Pier Insurance on all banking statements.

Who are loveit coverit?

We're a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is part of Pier Insurance Managed Services Ltd, Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

My question has not been answered by the FAQs. Is there someone at the end of the phone who I can ask?

Yes! Please call us on 01702 568081 or email us at support@loveitcoverit.com and we will be happy to help.

Advice and helpful information

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