iPhone XS insurance

Comprehensive iPhone XS insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience

Defaqto rating
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
In partnership with AXA
iPhone XS insurance

Comprehensive iPhone XS insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Get an instant quote
Model not listed?
Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.
In-house customer service team
We will never outsource your claim.
12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.
iPhone insurance - loveit coverit

Quality iPhone XS insurance from a company you can trust

Cracked Screen Cover– Apple’s edge-to-edge glass display is worth protecting.

Accidental Damage Cover– we’ve got your iPhone XS covered if you drop or damage it.

As the cost of Apple devices increases, so do the risks. That’s why we provide Theft and Loss Cover.

The 2018 iPhone and successor to the innovative iPhone X, has been crowned the iPhone XS. The next instalment in this generation of smartphones, the XS showcases Apple’s latest innovations. With a 5.8 inch OLED edge-to-edge display, it bears strong resemblance to the iPhone X visually, however the software has received some serious upgrades. The smartphone boasts an even faster and more powerful A12 bionic chip processor and a dual lens camera with improved capabilities. With an all-glass design, accidental damage protection is absolutely vital. With this device, you'll be doing more than ever before, which is why we know you won’t want to be without it for long should disaster strike. Therefore, you should definitely consider getting phone insurance for your iPhone XS from a specialist iPhone insurance provider.

Just like the iPhone X, the iPhone XS is an expensive device, with a minimum retail price reaching the dizzying heights of £999. So, if you’ve decided to invest and upgrade to the iPhone XS, what happens if it gets damaged, lost or stolen? The cost to repair or replace it could be stratospheric. That’s why we're creating cheap iPhone XS insurance policies, so that should the worst happen, loveit coverit are here to help you out. Leave it up to us to protect your brand-new gadget. You don’t have to stress if something awful happens to your iPhone XS because we’ll endeavour to get your beloved device back in your hands as quickly as possible.

We will continually compare our policies to others in the market, to ensure you’re getting the best iPhone XS insurance at the most reasonable price.

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Our Cover

Accidental Damage
Accidents happen. But when they happen to your new iPhone XS, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your iPhone XS against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your iPhone XS and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Prone to losing things? Our loss cover can provide that added level of protection.
We offer a replacement iPhone XS and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your Apple device - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your iPhone XS if an electrical or mechanical fault occurs outside of its warranty period.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our mobile phone insurance covers the cost of unauthorised calls made following the theft of your phone.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

The best iPhone XS insurance from loveit coverit

With 3 decades of experience, the loveit coverit team have provided insurance for every iPhone ever released. As the Apple handsets have evolved and been released, we have followed alongside, continuing to provide comprehensive and affordable cover for every new device.

We understand how much Apple smartphones have become a part of everyday life and how iPhone users depend on their devices. That’s why it’s important to protect your iPhone XS and save you the heavy cost to repair or replace it if it gets lost, stolen or damaged. If you take out insurance with loveit coverit, you can be sure that your device is in safe and experienced hands.

We continually compare iPhone XS insurance policies in the market, to make sure our cover offers everything users need, at an affordable rate.

If you’re doing your iPhone XS insurance comparison online, always check how much the company’s excess fees, as well as what cover is actually included in your policy.

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10% discount - when you insure more than one device

How does the iPhone XS compare to the X?

Aesthetically, the new iPhone XS is very similar to its predecessor, with its 5.8” HD OLED display, top-to-bottom, all-screen design and dual 12 MP camera- although this year’s iPhone has had a few improvements, including depth of field control and stereo sound recording. Unlike before, the iPhone XS comes in gold. Both devices also have Face ID, 3D touch and wireless charging capabilities. While the X was only available in 64 and 256GB, the XS comes in 64, 256 and 512 GB versions. Both are dust and water resistant, although the X’s limit is 1 metre of water for up to 30 minutes, while the XS’ limit is 2 metres for 30 minutes. The battery of the XS lasts 30 minutes longer than the X did and it now has dual SIM capability. Perhaps the most important difference is the updated internal software, particularly the upgrade from the A11 to the A12 chip. This change makes the XS a far more powerful and efficient device than the X.

Why choose loveit coverit

Providing gadget insurance for almost 30 years
In partnership with leading insurer AXA
All claims handled by our in-house team
No minimum contract
14-day money back guarantee
Unlimited claims and repairs

Frequently asked questions

Who provides the insurance?

The insurance is arranged by Pier Insurance Managed Services Limited and is authorised and regulated by the Financial Conduct Authority under Firm Register number 311798.

This policy is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group. The Inter Partner Assistance SA Financial Conduct Authority register number is 202664.

Who are loveit coverit?

Working in partnership with AXA we are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

If I make a claim, when will I receive my replacement mobile phone or tablet?

We understand that speed is of the essence when you are without your mobile phone or tablet. For that reason, we aim to have a replacement device in your hands within 24 to 48 hours of a claim being approved.

Will my replacement mobile phone or tablet be the same model as the one I had?

Once the claim has been agreed, we will try our hardest to replace your cherished device with the same make, model and colour, and send it to you as quickly as possible. If your device is no longer manufactured, we will provide the nearest comparable model in a speedy and efficient fashion.

Will my replacement mobile phone or tablet be brand new?

Your policy is not a ‘replacement as new’ policy so all mobile phone or tablet replacements may be either brand new or refreshed devices – all devices will also come with a warranty.

The quality of refreshed devices is so high you won’t be able to tell the difference compared to the new devices. Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

Is there a minimum and maximum period of cover?

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Can I insure an old iPhone?

Yes, but all iPhones must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Can I insure non-genuine devices?

No. Non-genuine devices are not covered by our policies. However, we do provide cover for refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand).

How much is my excess?

Your excess can be found in your Policy Excess documents.

Why do I have to pay an excess?

Unlike other insurance providers, we do not increase our premiums after you make a claim. Therefore, we ask that you pay the compulsory excess so we can keep our prices low for you. In the meantime, you can trust that we will handle your claim promptly and professionally.

Is there an age limit to insure a device?

To take out a policy for yourself you must be 18 years old or over and a UK resident. If you are under 18 years old, then a consenting family member can take out the policy on your behalf.

Who takes the money from my account or credit card?

We will appear as Pier Insurance on all banking statements.

My iPhone does not appear on your list. Does this mean I cannot insure it?

No. Whilst every care is taken to ensure that our list is complete and up to date, the iPhone market changes very often. Please contact us to give us the details of your iPhone model, and we will confirm if it is a model we can cover.

My question has not been answered by the FAQs. Is there someone at the end of the phone who I can ask?

Yes! Please email us at support@loveitcoverit.com and we will be happy to help.

What’s not covered?

Please check through both the Policy Excess, and IPID (insurance product information document) to check for what is not covered by your policy.

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