loveit coverit – 5 star Defaqto rating

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Who is Defaqto?
Defaqto is an independent researcher of financial products in the UK, established to help consumers make more educated decisions. Since 1994, Defaqto have built the country’s largest retail financial product and fund database.


How are these star ratings calculated?

The in-depth star ratings from Defaqto are set up to support better financial decision making, and are awarded on a scale of 1-5, depending on the quality and comprehensiveness of features on offer.
Independently rated, the key features, benefits and terms and conditions of every product or policies are calculated through a completely unbiased mechanism.


What does loveit coverit’s 5 Star Defaqto rating mean to you?

With so many mobile phone insurers on the market, it is important to make an informed choice. Defaqto star ratings allow you to base your decisions on the quality of a product, not just the cost.
We’re proud to hold the Defaqto 5 star rating. Not only does it give you peace of mind your insurance is in the best possible hands, it saves you time and effort researching where we sit within the industry.

why choose loveit coverit
  • Leading supplier of insurance for over 13 years
  • We never outsource your claims
  • Rated No.1 by MoneySupermarket
  • 95.45% of claims accepted
  • Only insurer to include loss as standard
  • Unlimited claims and repairs
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compare our standard cover

We compared our cover including loss with other insurers. Prices were checked on June 1st 2017 on an iPhone 7 32gb. Excess based on claim for accidental damage.

Insurer Accessory Cover Minimum Term Unlimited Claims Excess Worldwide Cover Airtime Abuse Price
loveit coverit £300 1 Month £25 Unlimited £10,000 £7.49
American Express £150 1 Month £50 90 Days £8.00
Protect Your Bubble 1 Month £50 Unlimited £10,000 £9.49
Gadget Cover £150 12 Months £75 180 Days £2,500 £8.99
Debenhams £150 1 Month £50 120 Days £2,500 £8.50
SwitchedOn £150 1 Month £50 120 Days £2,500 £7.50
CoverCloud 12 Months £50 90 Days £1,000 £7.49
TinHat £150 12 Months £50 90 Days £2,500 £7.49