loveit coverit – 5 star Defaqto rating

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Who is Defaqto?
Defaqto is an independent researcher of financial products in the UK, established to help consumers make more educated decisions. Since 1994, Defaqto have built the country’s largest retail financial product and fund database.


How are these star ratings calculated?

The in-depth star ratings from Defaqto are set up to support better financial decision making, and are awarded on a scale of 1-5, depending on the quality and comprehensiveness of features on offer.
Independently rated, the key features, benefits and terms and conditions of every product or policies are calculated through a completely unbiased mechanism.


What does loveit coverit’s 5 Star Defaqto rating mean to you?

With so many mobile phone insurers on the market, it is important to make an informed choice. Defaqto star ratings allow you to base your decisions on the quality of a product, not just the cost.
We’re proud to hold the Defaqto 5 star rating. Not only does it give you peace of mind your insurance is in the best possible hands, it saves you time and effort researching where we sit within the industry.

why choose loveit coverit
  • Providing gadget insurance for over 13 years
  • All claims handled by our in-house team
  • Insured over 870,000 mobile devices
  • VIP: Never be without your phone
  • 95.45% of claims accepted
  • Instant cover & unlimited claims
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compare our standard cover

We compared our cover with other insurers, and we’re proud to say ours was the only one to include loss as standard. Prices were checked on February 17th 2016 on an iPhone 6s 16gb.

Insurer Accessory Cover Minimum Term Unlimited Claims Worldwide Cover Airtime Abuse Price
loveit coverit £150 1 Month Unlimited £10,000 £7.49
Protect Your Bubble 1 Month Unlimited £10,000 £9.49
Gadget Cover £150 12 Months 90 Days £2,500 £7.99
Debenhams £150 1 Month 120 Days £2,500 £8.50
SwitchedOn £150 1 Month 120 Days £2,500 £7.50
CoverCloud 12 Months 90 Days £1,000 £7.49
TinHat £150 12 Months 90 Days £2,500 £7.49