Protecting the gadgets you love
Specialist
mobile phone
and tablet insurance
  • Comprehensive cover
  • Great prices
  • Simple process
 

Insure Your Phone Today!


  • Leading phone insurer on money.co.uk

  • Experienced in-house care team, no outsourcing

  • Comprehensive phone insurance, great prices, no gimmicks

  • 30 years’ experience

Now, select your model
Loss included as standard
Unlimited claims and repairs
12-month warranty on replacements

Quality cover, from a company you can trust

Here are just some of the benefits you’ll receive when you insure your mobile phone with loveit coverit:

Cracked Screen cover – we’ll repair or replace your screen with a brand new one

Liquid Damage cover – in case your mobile phone decides to take a swim

Theft and Loss Cover – should the worst happen, we’ll send you a replacement device

With almost 30 years of knowledge and expertise, our policies are designed to maximise protection for your device.

Our Cover

Accidental Damage
Accidents happen. But when they happen to your mobile phone, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your device against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your device and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Loss
Prone to losing things? Our loss cover can provide that added level of protection which we include in our policies as standard.
Theft
We offer a replacement device and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your device - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your smartphone if an electrical or mechanical fault occurs outside of its warranty period.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our mobile phone insurance covers the cost of unauthorised calls made following the theft of your phone.

Mobile phone insurance from loveit coverit

Nowadays, our mobile phones are used for everything from storing photos to paying bills – so we understand that being without your device for any length of time is a major inconvenience. Luckily, loveit coverit is here to help.

We are proud to offer a range of specialist mobile phone insurance policies that are perfect for people who use their device every day. So, if you accidentally smash the screen or leave your mobile phone on the bus, you can trust loveit coverit to repair or replace your device as soon as possible.

Protecting your mobile phone with insurance from loveit coverit is simple and straightforward. Choose from our two carefully constructed insurance packages: loveit Plus or loveit Premium. Our policies are designed to suit a variety of budgets and insurance requirements, protecting your mobile phone against theft, accidental damage, airtime abuse and more. It only takes three simple steps to purchase cover that suits your lifestyle and device, then you can rest easy knowing you’re covered by an insurance company that cares about your mobile phone.

Providing a 5-star service as rated by Defaqto, we pride ourselves on simple, straightforward policies at great prices, with all claims handled by our in-house UK-based team. We have been insuring mobiles since 1989, so we’ve been there alongside the meteoric rise of mobile phones and smartphone technology. With our knowledge and expertise, we’re dedicated to delivering mobile phone insurance that gives you complete peace of mind.

Show more
10% discount - when you insure more than one device
Feefo. Defaqto.
Amazing customer experience with loveit Coverit. Very cheap monthly cost, extremely low excess cost. With a cracked screen and a quote from Apple the funds were transferred to my account with no dramas many thanks guys I will Recommend your services!
Thomas Irons
Brilliant company, extremely helpful when claiming. Very highly recommended
Jay G
I wanted insurance cover for my new phone so scoured the internet. Your website and ease of use was far better than others who wanted a lot of info before giving a quote. Therefore you won my business solely down to your website and at a reasonable price to boot!
Graham Carpenter

Why choose loveitcoverit

Providing gadget insurance for almost 30 years
95.45% of claims accepted
All claims handled by our in-house team
No minimum contract
14-day money back guarantee
Unlimited claims and repairs

Frequently asked questions

What’s not covered?

Please check through both the Policy Excess, and Key Exclusions and Limitations to check for what is not covered by your policy.

Can I insure an old device?

Yes, but all mobile phones or tablets must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date).

Can I insure non-genuine devices?

No. Non-genuine devices are not covered by our policies. However, we do provide cover for refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand).

Who are loveit coverit?

We're a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is part of Pier Insurance Managed Services Ltd, Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

How much is my excess?

Your excess can be found in your Policy Excess documents.

If I make a claim, when will I receive my replacement mobile phone or tablet?

We understand that speed is of the essence when you are without your mobile phone or tablet. For that reason, we aim to have a replacement device in your hands within 48 hours of a claim being approved.

Is there a minimum and maximum period of cover?

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Is there an age limit to insure a device?

To take out a policy for yourself you must be 18 years old or over and a UK resident. If you are under 18 years old, then a consenting family member can take out the policy on your behalf.

My question has not been answered by the FAQs. Is there someone at the end of the phone who I can ask?

Yes! Please call us on 01702 568081 or email us at support@loveitcoverit.com and we will be happy to help.

Who does my policy cover?

It is possible for parents to insure their children’s phone on their behalf. The cover of your device will apply to you as the person who purchased the policy and your immediate family. This includes your mother, father, son, daughter, husband, wife, partner, brother, sister, grandparent or grandchild that permanently lives at your given address.

Who provides the insurance?

The insurance is arranged and administered, including claims management, by Pier Insurance Managed Services Limited with UK General Insurance.

Who takes the money from my account or credit card?

We will appear as Pier Insurance on all banking statements.

Why do I have to pay an excess?

Unlike other insurance providers, we do not increase our premiums after you make a claim. Therefore, we ask that you pay the compulsory excess so we can keep our prices low for you. In the meantime, you can trust that we will handle your claim promptly and professionally.

Will my replacement mobile phone or tablet be brand new?

Your policy is not a ‘replacement as new’ policy so all mobile phone or tablet replacements may be either brand new or refreshed devices – all devices will also come with a warranty.

The quality of refreshed devices is so high you won’t be able to tell the difference compared to the new devices. Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

Will my replacement mobile phone or tablet be the same model as the one I had?

Once the claim has been agreed, we will try our hardest to replace your cherished device with the same make, model and colour, and send it to you as quickly as possible. If your device is no longer manufactured, we will provide the nearest comparable model in a speedy and efficient fashion.

We use cookies to ensure that we give you the best experience on our website.