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Headphones insurance

Comprehensive Headphones insurance at great prices, with award winning in-house customer care.

loveit coverit
Headphones insurance

Comprehensive Headphones insurance at great prices, with award winning in-house customer care.

Choose an insurance policy that works for you


Unlimited claims and repairs
We provide unlimited repairs and replacements on all headphone insurance policies.


12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.


In-house Customer Care team
We will never outsource the claim handling process

Affordable and trustworthy headphone insurance

We understand that your headphones can be a vital part of your life – whether it be for general home-use, the commute to work or even your career – which is why we want to make sure you’re fully covered should anything happen to them.

At loveit coverit, we want to make it simple for you to get cover for the gadgets you love. That’s why our bespoke headphone insurance policies cover a range of manufacturers, so no matter what gadget you have, you’re able to get quality protection for it.

To make sure you’re getting what you need from your insurance policy we offer two unique levels of cover: Plus and Premium. Both insurance tiers differ in price and inclusions, so you can decide which policy works best for you.

mobile phoneTheft Cover comes as standard on all our policies, with a guaranteed replacement should the worst happen.
mobile phoneAccidental Damage is included in our Premium policy, providing the extra assurance that some of us need.

mobile phoneWorldwide cover is included as standard on our policies, so no matter where you take your headphones, you’ll be covered.

Your headphones can often prove an expensive item, so our policies are designed to make sure they are covered against any inconvenience that may come your way. Whether it’s damage, loss or theft, we have you covered. Our headphones insurance policies provide full repair services or like-for-like replacement depending on what happens to your device.

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Popular headphone manufacturers we cover

Headphones insurance explained


Gadget loss refers to the absence of your Headphones due to misplacement, or other accidental circumstances that result in its absence.


Gadget theft insurance means you can be protected against unauthorised usage and receive a replacement device if your Headphones is stolen.

Accidental damage

Unexpected and unintentional physical harm, such as a cracked screen or liquid damage. Which is not covered under the Headphones warranty.

Airtime Abuse

This can occur when a gadget is lost or stolen, and can refer to the unauthorised excessive use of data, making calls, sending or messages.

Worldwide Cover

Your Headphones will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland.

Mechanical Breakdown

Mechanical breakdown refers to failure of internal mechanical components, such as the battery, buttons, or ports outside of manufacturer warranty.

Cracked Screen

A cracked screen can affect the gadget function whether it’s a slight crack or a total smash, we’ll get your Headphones’s display back in working order.

Liquid Damage

Liquid damage refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.

Headphone insurance from loveit coverit

Your headphones are important and we understand that. This is exactly why we offer comprehensive and simple headphone insurance that is jargon-free – so there is no confusion about what you’re getting for your money!

Our policies vary in both price and level of cover to ensure that you can find the right fit for you. Are you the forgetful or clumsy type? Then our Premium headphone insurance may be exactly what you need. Looking for something with a smaller price tag? Our Plus policy headphone insurance still offers great insurance but for less. Whichever you opt for, it’s good to have peace of mind when it comes to the things you love. Both insurance tiers guaranteed that should something happen, your headphones will be repaired or replaced.

For a quick quote, simply get your headphones’ details and follow the three-step process to find out exactly how much your cover will cost. After that, our UK-based customer care team will do the rest, letting you rest in the knowledge that your headphones are fully protected.

At loveit coverit, we’ve been providing comprehensive gadget insurance for nearly 30 years, having helped over 1 million customers get cover for the devices they love. So when you choose to insure your headphones with us, you know you’ll be choosing a company you can trust.

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Why insure your Headphones with loveit coverit?

Over 30 years providing gadget insurance

We’ve been in the insurance industry since mobile phones were the size of bricks, so you can trust your Headphones in the hands of an experienced company. We cover all brands from the Apple’s Ipad to the Microsoft XBox.

All claims handled by our in-house team

We’re always happy to help and we’re proud to offer an end-to-end mobile insurance service. All repairs and replacements are issued from our own technicians and supported by our friendly, UK-based customer care team.

No minimum gadget insurance contract

We won’t tie you down with a 12 or 18-month contract unlike other insurance providers. With loveit coverit’s rolling contracts your policy is flexible and can be cancelled at any time, subject to terms and conditions.

Our 14-day money back guarantee

Provided you haven’t made a claim on your policy, you’ll receive a full refund if you cancel your Headphones insurance policy within 14 days of the policy start date with the loveit coverit 14-day money back guarantee.

Unlimited gadget insurance claims + repairs

Many of our competitors only allow one or two claims each year. With loveit coverit, there’s no limit on the number of gadget insurance claims you can make, regardless of whether it’s a claim for accidental damage, theft, or loss.

Insure more than once device, save 10%

More gadgets? More savings! Insure multiple devices with loveit coverit and get 10% off. Including phones, tablets, watches, laptops, headphones, cameras, and games consoles, just add more than one device at checkout.

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Frequently asked questions

Most insurers will offer basic protections against theft and accidental damage. If you decide to make a claim on your insurance, you’ll either have your headphones repaired or receive a like-for-like replacement pair, depending on the amount of damage or if the item can be recovered.

With your insurance cover, you will pay a monthly fee covering your headphones against accidental damage and theft. For the duration of your policy, you will be able to claim on your insurance and receive either a repaired model or a like-for-life replacement.

The cost of insurance usually depends on the original price of the gadget as well as its age. For example, brand-new, top-of-the-range headphones are going to cost a lot more to replace than a standard pair, meaning that the cost of insurance will go up. The risk of damage and theft also need to be considered closely by the insurance company.
Furthermore, more expensive headphones tend to carry higher excess charges, meaning that the total cost of insurance is more.

When deciding to invest in insurance for your headphones, it’s important to assess the risk and whether the cost of replacing your headphones by yourself is worth it.

As with most insurance policies, you’ll need to contact your provider and inform them that you wish to cancel your policy. If you’re on a monthly payment plan, you’ll be expected to pay the remainder of the month. Following the end of this month, your insurance cover will stop. If you’re on an annual plan, your policy will last for the duration of the agreed policy period and end after the final date.

Purchase price
Accidental Damage
and Breakdown
£0 to £250
£251 to £500
£501 to £750