iPhone insurance

We offer comprehensive cover at great prices, with an experienced in-house customer care team.

  • 1 million devices insured

  • Authorised by the Financial Conduct Authority

  • 30 years’ experience

Now, select your model
Loss included as standard
Unlimited claims
12-month warranty on replacements
iPhone insurance - loveit coverit

Quality insurance from a company you can trust

Our specialist iPhone policies cover older models through to the latest iPhone XS and iPhone XS Max handsets and the up-and-coming iPhone XR. With two levels of cover to choose from; Plus and Premium, you can select the policy that best suits you. 

We always include Theft and Loss Cover as standard in our policies, giving you peace of mind!

Cracked Screen Cover is included with our Premium cover and is statistically what people are most likely to claim for. We’ll repair or replace your screen as quickly as possible.

Our Accidental Damage and Liquid Damage Cover, included within our Premium policy, offer great peace of mind for even the most accident-prone iPhone users.

Our insurance policies give you Worldwide Cover. Even your Accessories are included, and you’ll also be protected from unauthorised calls.

Our Cover

Accidental Damage
Accidents happen. But when they happen to your iPhone, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your iPhone against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your iPhone and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Prone to losing things? Our loss cover can provide that added level of protection which we include in our policies as standard.
We offer a replacement iPhone and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your Apple device - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your iPhone if an electrical or mechanical fault occurs outside of its warranty period.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our mobile phone insurance covers the cost of unauthorised calls made following the theft of your phone.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

iPhone insurance from loveit coverit

Here at loveit coverit, we’ve been providing insurance for the iPhone since the first model was launched in 2007. As one of the most popular handsets in the world, we have continued to provide comprehensive and affordable cover as the device has evolved.

We understand just how much Apple users love their phone and we know how upsetting it can be to lose your device, or have it damaged or stolen. Take out iPhone insurance cover for your device with us, and you'll rest safe in the knowledge that your phone is covered by a company that really knows their stuff when it comes to iPhone phone insurance.

We continually compare our insurance in the market, to make sure our cover is comprehensive and well priced.

Whether you have the iPhone 8, the iPhone X, or any other model, don’t forget to get cover for your handset. When doing your Apple iPhone insurance comparison online, be sure to check the cost of excess fees, as well as what's included in your policy. loveit coverit are one of the few providers to offer Loss as standard.

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10% discount - when you insure more than one device

The need to know of buying a new iPhone

We’ve trawled through the internet to find your most-asked questions about all things iPhone. Here are the answers to all your burning questions:

Can you buy iPhone insurance from Apple?

If iPhone users would prefer to get insurance through the manufacturer, they can opt to purchase AppleCare+. This insurance plan costs £129 for the year and protects your phone against hardware damage, manufacturer damage, and up to two cases of accidental damage. For everything else, you’ll either have to pay a hefty excess fee or pay in full.

Is iPhone insurance worth it?

The truth is that phone insurance may not be worth it… until you actually have to make a claim. You could very easily pay out for insurance every month and never see a return on your investment, which may seem like a waste. But if you choose to go without insurance and your device is broken or lost, you’ll almost certainly have to spend more money to fix it than you would have sent on a policy. If you feel comfortable without insurance, then you probably don’t need it, but if you want that added peace of mind, it’s a must-have.

Which iPhones are water-resistant?

According to Apple, every iPhone from the 7 up is water- and splash-resistant to a degree, though the ratings for each model do differ. The iPhone 7, 7 Plus, 8, 8 Plus, and X all have a rating of 7 out of 9, which means they can, theoretically, be submerged in 1 metre of water for 30 minutes without damage. The iPhone XS and XS Max have a rating of 8 out of 9, meaning that they can survive in 2 metres of water for the same time. It’s important to note that these ratings are achieved in laboratory conditions, so the best thing to do is avoid putting you iPhone near water altogether!

Which iPhone has the biggest screen?

The new iPhone XS Max has the biggest screen of all the iPhone model, with a 6.5-inch OLED display. A close runner-up is the iPhone 8 Plus with a 6.2-inch display.

Which iPhone has the best camera?

The iPhone X, XS and XS Max all have a dual 12-megapixel, rear-facing camera, as well as a 7-megapixel front-facing camera. This effectively means that all of the cameras are of equal quality. However, the XS and XS Max do have an upgraded processor, which means that they can process photos and videos faster than previous models.

Feefo. Defaqto.
I have been very impressed with Love its response from start to finish with my claim all staff and correspondence have been top class and efficient. I would definitley be using this company again for any future mobile phone cover and would recommend Love it to all family and friends.
Donna Joy
Amazing customer experience with loveit Coverit. Very cheap monthly cost, extremely low excess cost. With a cracked screen and a quote from Apple the funds were transferred to my account with no dramas many thanks guys I will Recommend your services!
Thomas Irons
Brilliant service,quick and friendly staff. Efficient and helpful.
Ian Betts

Why choose loveitcoverit

Providing gadget insurance for almost 30 years
95.45% of claims accepted
All claims handled by our in-house team
No minimum contract
14-day money back guarantee
Unlimited claims and repairs

42% of iPhone users report Accidental Damage as the reason for their claim

loveit coverit‘s data has revealed that 42.2% of iPhone users reported accidental damage during 2016, twice as much as other phone users. Of all accidental damage claims including iPhones, 59.9% are for dropped devices.

With this in mind, it is more important than ever to make sure your iPhone device is kept safe and sound with iPhone insurance.

loveit coverit know that there are many ways that your phone can be damaged, whether you drop it in the street, drop it down the toilet or it simply decides to malfunction.

The unfortunate can happen even when you try your best to look after your phone, and that’s why loveit coverit are here to lend a hand. Go ahead and build your quote, and prevent yourself from becoming one of those statistics.

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Frequently asked questions

When will my iPhone cover start?

Your iPhone cover will begin as soon as your online transaction has been completed and subject to policy Terms & Conditions.

What’s not covered?

Please check through both the Policy Excess, and Key Exclusions and Limitations to check for what is not covered by your policy.

My iPhone does not appear on your list. Does this mean I cannot insure it?

No. Whilst every care is taken to ensure that our list is complete and up to date, the iPhone market changes very often. Please contact us to give us the details of your iPhone model, and we will confirm if it is a model we can cover.

If I make a claim, when will I receive my replacement mobile phone or tablet?

We understand that speed is of the essence when you are without your mobile phone or tablet. For that reason, we aim to have a replacement device in your hands within 48 hours of a claim being approved.

Will my replacement mobile phone or tablet be the same model as the one I had?

Once the claim has been agreed, we will try our hardest to replace your cherished device with the same make, model and colour, and send it to you as quickly as possible. If your device is no longer manufactured, we will provide the nearest comparable model in a speedy and efficient fashion.

Will my replacement mobile phone or tablet be brand new?

Your policy is not a ‘replacement as new’ policy so all mobile phone or tablet replacements may be either brand new or refreshed devices – all devices will also come with a warranty.

The quality of refreshed devices is so high you won’t be able to tell the difference compared to the new devices. Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

Is there a minimum and maximum period of cover?

There is no minimum period of cover. However, when you purchase annual cover we will contact you approximately two weeks before your renewal date and offer to renew the policy. If you do not tell us that you wish to cancel your policy, we will automatically process your renewal.

Can I insure an old iPhone?

Yes, but all iPhones must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Can I insure non-genuine devices?

No. Non-genuine devices are not covered by our policies. However, we do provide cover for refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand).

How much is my excess?

Your excess can be found in your Policy Excess documents.

Why do I have to pay an excess?

Unlike other insurance providers, we do not increase our premiums after you make a claim. Therefore, we ask that you pay the compulsory excess so we can keep our prices low for you. In the meantime, you can trust that we will handle your claim promptly and professionally.

Is there an age limit to insure a device?

To take out a policy for yourself you must be 18 years old or over and a UK resident. If you are under 18 years old, then a consenting family member can take out the policy on your behalf.

Who provides the insurance?

The insurance is arranged and administered, including claims management, by Pier Insurance Managed Services Limited with UK General Insurance.

Who takes the money from my account or credit card?

We will appear as Pier Insurance on all banking statements.

Who are loveit coverit?

We're a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is part of Pier Insurance Managed Services Ltd, Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

My question has not been answered by the FAQs. Is there someone at the end of the phone who I can ask?

Yes! Please call us on 01702 568081 or email us at support@loveitcoverit.com and we will be happy to help.

Advice and helpful information

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