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Samsung Galaxy insurance

Comprehensive insurance for all Samsung Galaxy models at great prices, with award winning in-house customer care.

loveit coverit
Samsung Galaxy insurance

Comprehensive insurance for all Samsung Galaxy models at great prices, with award winning in-house customer care.

Samsung Insurance

Insurance might seem like something really difficult to understand without a little explanation. We know that you’ll want to know what you are covered for with Samsung insurance before getting a policy. So, this section will tell you about each thing that’s covered so you know what you’re protected against.

What is Samsung Insurance?

Samsung Insurance is designed specifically with Samsung devices in mind. The insurance considers all the specifics of Samsung products and services. In case something happens to your Samsung device, with loveit coverit Samsung insurance you can be sure that we will take care of it.

Do you need Samsung Insurance?

Samsung phones, especially the newest models, are one of the most popular devices in the market. However, with their sleek design and top of the range tech, these phones are not cheap.

Imagine if something happened to your £1000+ Samsung device. Would you be able to get a like-for-like replacement or repair it immediately? Surely there are other ways how you would like to spend that money! loveit coverit Samsung Insurance allows you to pay a small monthly or annual premium and if anything happens to your device, we will make sure you get a replacement or your device repaired as quickly as possible (usually within 1-2 days) so you won’t have to be without your Samsung device for long.

The only thing you have to pay towards the repair or replacement is the excess fee (usually from £30 – £175, depending on the device).

loveit coverit Samsung insurance vs Samsung Care+

After buying your new Samsung Mobile Phone, you’ll likely be offered Samsung Care+ as part of the bundle. Although Samsung Care+ can provide some basic protection for your phone, unfortunately it will not replace your device if you happen to lose it, or if it’s stolen, leaving you with minimal protection. To see how loveit coverit Samsung Insurance compares to Samsung Care+ see the table below to see how much more we can offer.

loveit coverit
Samsung Care+
Time frame to buy
up to 36 months after purchaseup to 6 months after purchase
Maximum length of insurance
Unlimited24 Months
Loss claims covered
Theft Claims Covered
Limited Claims
*2 Claims for 1 year policies, 4 claims for 2 year policies

Samsung Galaxy insurance explained


Mobile phone loss refers to the absence of your mobile device due to misplacement, or other accidental circumstances that result in its absence.


Mobile phone theft insurance means you can be protected against unauthorised usage and receive a replacement device if your phone is stolen.

Accidental damage

Unexpected and unintentional physical harm to a mobile device, such as a cracked screen or liquid damage. Which is not covered under warranty.

Airtime abuse

Airtime abuse can occur when a phone is lost or stolen, and refers to the unauthorised excessive use such as making calls, sending messages, or using data.

Accessory cover

Should something happen to your mobile phone, we’ll also cover any accessories attached to it worth up to £175 such as a case, charger or wired headphones*

Worldwide cover

Your phone will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland and unlimited cover for one year worldwide.

Mechanical breakdown

Mechanical breakdown refers to failure of internal mechanical components of the device, such as the battery, buttons, or ports outside of manufacturer warranty.

Cracked screen

A cracked screen can affect the functionality of a phone whether it’s a slight crack or a full-blown smash, we’ll get your device’s display back in working order.

Liquid damage

Liquid damage to a mobile phone refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.

10% discount - when you insure more than one device

Excess on Samsung Insurance

If you have to make a claim, you will have to pay an excess. The excess is a small amount of the initial cost for repairs or a replacement, then we take care of the rest.

Excess usually depends on your Samsung model and claim type. Higher-priced Samsungs and loss or theft claims have a higher excess, while cheaper Samsungs and accidental damage claims have lower excess.

You can take a look at our policy excess table to find out exactly what you’d need to pay in each situation.

How much does Samsung Insurance cost?

The price of Samsung insurance depends on the Samsung model you own. Usually, for more expensive and newer devices the premium will be higher than for older and cheaper devices.

To find out how much it would be to insure your Samsung device, you can get a quick quote on our website.

Find out the price


Common exclusions with loveit coverit Samsung insurance

When looking to get your phone insured, there are a few things that may prevent you from getting a Samsung insurance policy. This is mainly due to the condition the Samsung is already in or where it was purchased from.

The most common Samsung insurance exclusions are:

We can’t insure your Samsung device if it is already damaged
We can’t insure your Samsung phone if it is more than thirty six months old
We can’t insure your Samsung if it is not purchased from UK VAT registered company
We can’t insure your Samsung phone if you’re not a resident of the UK
We can’t insure your Samsung device if it is grade B or C refurbished
We can’t accept your claim if you have not paid for your Samsung insurance

You can check the full list of exclusions to make sure your Samsung phone can get insured.


Frequently asked questions

Our policies are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). Astrenska Insurance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846

We are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.

Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.

Samsung Phone Insurance Guides

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Last modified: 19th January 2024
Author: Jonathan Owen
Last modified: 19th January 2024

Author: Jonathan Owen