Insurance might seem like something really difficult to understand without a little explanation. We know that you’ll want to know what you are covered for with Samsung insurance before getting a policy. So, this section will tell you about each thing that’s covered so you know what you’re protected against.
Samsung Insurance is designed specifically with Samsung devices in mind. The insurance considers all the specifics of Samsung products and services. In case something happens to your Samsung device, with loveit coverit Samsung insurance you can be sure that we will take care of it.
Samsung phones, especially the newest models, are one of the most popular devices in the market. However, with their sleek design and top of the range tech, these phones are not cheap.
Imagine if something happened to your £1000+ Samsung device. Would you be able to get a like-for-like replacement or repair it immediately? Surely there are other ways how you would like to spend that money! loveit coverit Samsung Insurance allows you to pay a small monthly or annual premium and if anything happens to your device, we will make sure you get a replacement or your device repaired as quickly as possible (usually within 1-2 days) so you won’t have to be without your Samsung device for long.
The only thing you have to pay towards the repair or replacement is the excess fee (usually from £30 – £175, depending on the device).
After buying your new Samsung Mobile Phone, you’ll likely be offered Samsung Care+ as part of the bundle. Although Samsung Care+ can provide some basic protection for your phone, unfortunately it will not replace your device if you happen to lose it, or if it’s stolen, leaving you with minimal protection. To see how loveit coverit Samsung Insurance compares to Samsung Care+ see the table below to see how much more we can offer.
Time frame to buy
|up to 36 months after purchase
|up to 6 months after purchase
Maximum length of insurance
Loss claims covered
Theft Claims Covered
Mobile phone loss refers to the absence of your mobile device due to misplacement, or other accidental circumstances that result in its absence.
Mobile phone theft insurance means you can be protected against unauthorised usage and receive a replacement device if your phone is stolen.
Unexpected and unintentional physical harm to a mobile device, such as a cracked screen or liquid damage. Which is not covered under warranty.
Airtime abuse can occur when a phone is lost or stolen, and refers to the unauthorised excessive use such as making calls, sending messages, or using data.
Should something happen to your mobile phone, we’ll also cover any accessories attached to it worth up to £175 such as a case, charger or wired headphones*
Your phone will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland and unlimited cover for one year worldwide.
Mechanical breakdown refers to failure of internal mechanical components of the device, such as the battery, buttons, or ports outside of manufacturer warranty.
A cracked screen can affect the functionality of a phone whether it’s a slight crack or a full-blown smash, we’ll get your device’s display back in working order.
Liquid damage to a mobile phone refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.
If you have to make a claim, you will have to pay an excess. The excess is a small amount of the initial cost for repairs or a replacement, then we take care of the rest.
Excess usually depends on your Samsung model and claim type. Higher-priced Samsungs and loss or theft claims have a higher excess, while cheaper Samsungs and accidental damage claims have lower excess.
You can take a look at our policy excess table to find out exactly what you’d need to pay in each situation.
The price of Samsung insurance depends on the Samsung model you own. Usually, for more expensive and newer devices the premium will be higher than for older and cheaper devices.
To find out how much it would be to insure your Samsung device, you can get a quick quote on our website.
When looking to get your phone insured, there are a few things that may prevent you from getting a Samsung insurance policy. This is mainly due to the condition the Samsung is already in or where it was purchased from.
The most common Samsung insurance exclusions are:
You can check the full list of exclusions to make sure your Samsung phone can get insured.