iPhone 13 insurance

Comprehensive iPhone 13 insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience
5-Star

Defaqto rating
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
In partnership with AXA
iPhone 13 insurance

Comprehensive iPhone 13 insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
Get an instant quote
Model not listed?

What is iPhone 13 Insurance?

iPhone 13 insurance is a type of mobile phone insurance specifically designed to protect your iPhone 13, with the specific requirements of the phone considered. If something happens to your iPhone 13, our insurance will cover it.

Do you need iPhone 13 insurance?

The iPhone 13 is the latest Apple iPhone. Even though it is one of the most affordable new iPhones, the price tag is still quite high and it can cost a lot to repair or replace your iPhone 13 if you don’t have iPhone insurance. Even if you have to replace the screen of your iPhone 13, you would have to pay at least £266 to repair it without insurance. Any other repairs might cost you up to £600 and if your iPhone 13 is irreparable, new iPhone 13 costs from £779 so it can be quite a hit for your wallet.

With iPhone 13 insurance you’ll pay a small monthly or annual premium which will then give you the peace of mind that we will take care of your iPhone 13 if something happens to it – be it the screen breaks or you lose it. We will take care of your iPhone 13 within days and you don’t have to pay anything extra except the excess (usually between £80-£100, depending on the type of claim).

What does loveit coverit iPhone 13 insurance cover?

 
There’s plenty of unfortunate things that can happen to your phone – getting knocked off a desk, falling out of your pocket, dropping into a puddle, etc.
You can’t predict everything that might happen, so our iPhone 13 insurance is designed to protect you against practically all the things that could.

Theft

Loss

Accidental Damage

Liquid Damage

Cracked Screen

Unauthorised calls up to £10,000

Accessories up to £175

Mechanical Breakdown

Worldwide Cover

Theft

Loss

Accidental Damage

Liquid Damage

Cracked Screen

Unauthorised calls up to £10,000

Accessories up to £175

Mechanical Breakdown

Worldwide Cover

We also offer

Unlimited claims

In-house customer service team

12-month warranty on replacements

Unlimited claims

In-house customer service team

12-month warranty on replacements

How much does iPhone 13 insurance cost?

The price of our iPhone 13 insurance depends of the model of iPhone 13 you have. The iPhone 13 Mini’s start from £6.39 a month while the iPhone 13 start at £6.49.

Here you can find out the price of your iPhone 13 model.

10% discount - when you insure more than one device

iPhone 13 Insurance explained

Insurance might seem like something really difficult to understand without a little explanation. We know that you’ll want to know what you are covered for for with iPhone 13 insurance before getting a policy. So, this section will tell you about each thing that’s covered so you know what you're protected against.
Accidental Damage
Our comprehensive cover will repair or replace your iPhone 13 if you accidentally damage it.
Liquid Damage
If you accidentally wash your iPhone 13 with your laundry or drop it in the toilet, we will repair or replace it.
Cracked Screen
If you've dropped your phone and cracked the screen, don't worry, we will get it repaired.
Loss
Prone to losing things? Our loss cover can provide that added level of protection.
Theft
We offer a replacement iPhone 13 and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your Apple device - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your iPhone 13 if an electrical or mechanical fault occurs outside of its warranty period.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our mobile phone insurance covers the cost of unauthorised calls made following the theft of your phone.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

Excess on iPhone 13 insurance

If you have to make a claim for your iPhone 13, you will have to pay an excess. The excess is a small amount of the initial cost for repairs or a replacement, then we take care of the rest.

The iPhone 13 excess depends on type of model of iPhone 13 you own and the type of claim. It varies from £60-£80 for iPhone 13 Minis and from £80 to £100 for the iPhone 13.

You can take a look at our policy excess table to find out exactly what you’d need to pay in each situation.

Frequently asked questions

Who provides the insurance?

loveit coverit insurance is arranged by Pier Insurance Managed Services Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Register number 331798.
Our policies are underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group. The Inter Partner Assistance SA Financial Conduct Authority register number is 202664.

Who are loveit coverit?

Working in partnership with AXA we are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

How quickly will I get my replacement phone after I claim?

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

What replacement phone will I receive? Will it be the same?

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.
Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.

Will my replacement mobile phone or tablet be brand new?

Your policy is not a ‘replacement as new’ policy so all mobile phone or tablet replacements may be either brand new or refreshed devices – all devices will also come with a warranty.

The quality of refreshed devices is so high you won’t be able to tell the difference compared to the new devices. Although standards are extremely high, please note that refreshed devices may hold some non-original parts.

Is there a minimum or maximum cover period?

No, there is no minimum or maximum period of cover. If you choose to pay annually, we will let you know your cover is coming to an end two weeks before the renewal date. If you don’t tell us otherwise, we will automatically renew your phone insurance policy.

Can I insure an old iPhone?

Yes, but all iPhones must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

Does my device have to be genuine?

We only offer mobile phone insurance cover for genuine devices. That means if you have a non-genuine device then we won’t be able to cover it.

How much is my excess?

Your excess can be found in your Policy Excess documents.

Why do I have to pay an excess?

Unlike other insurance providers, we do not increase our premiums after you make a claim. Therefore, we ask that you pay the compulsory excess so we can keep our prices low for you. In the meantime, you can trust that we will handle your claim promptly and professionally.

Is there an age limit to insure a device?

To take out a policy for yourself you must be 18 years old or over and a UK resident. If you are under 18 years old, then a consenting family member can take out the policy on your behalf.

Who takes the money from my account or credit card?

We will appear as Pier Insurance on all banking statements.

My iPhone does not appear on your list. Does this mean I cannot insure it?

No. Whilst every care is taken to ensure that our list is complete and up to date, the iPhone market changes very often. Please contact us to give us the details of your iPhone model, and we will confirm if it is a model we can cover.

My question has not been answered by the FAQs. Is there someone at the end of the phone who I can ask?

Yes! Please email us at support@loveitcoverit.com and we will be happy to help.

What’s not covered?

Please check through both the Policy Excess, and IPID (insurance product information document) to check for what is not covered by your policy.