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iPhone 13 insurance

Comprehensive iPhone 13 insurance at great prices, with award winning in-house customer care.

loveit coverit
iPhone 13 insurance

Comprehensive iPhone 13 insurance at great prices, with award winning in-house customer care.

What is iPhone 13 Insurance?

iPhone 13 insurance is a type of mobile phone insurance specifically designed to protect your iPhone 13, with the specific requirements of the phone considered. If something happens to your iPhone 13, our insurance will cover it.

Do you need iPhone 13 insurance?

The iPhone 13 is the latest Apple iPhone. Even though it is one of the most affordable new iPhones, the price tag is still quite high and it can cost a lot to repair or replace your iPhone 13 if you don’t have iPhone insurance. Even if you have to replace the screen of your iPhone 13, you would have to pay at least £266 to repair it without insurance. Any other repairs might cost you up to £600 and if your iPhone 13 is irreparable, new iPhone 13 costs from £779 so it can be quite a hit for your wallet.

With iPhone 13 insurance you’ll pay a small monthly or annual premium which will then give you the peace of mind that we will take care of your iPhone 13 if something happens to it – be it the screen breaks or you lose it. We will take care of your iPhone 13 within days and you don’t have to pay anything extra except the excess (usually between £80-£100, depending on the type of claim).

We also offer


Unlimited claims


In-house customer service team


12-month warranty on replacements

How much does iPhone 13 insurance cost?

The price of our iPhone 13 insurance depends of the model of iPhone 13 you have. The iPhone 13 Mini’s start from £6.39 a month while the iPhone 13 start at £6.49.

Here you can find out the price of your iPhone 13 model.

10% discount - when you insure more than one device

Why insure your phone with loveit coverit?

Over 30 years providing phone insurance

We’ve been in the insurance industry since mobile phones were the size of bricks, so you can trust your device in the hands of an experienced company. We cover all brands from iPhone insurance to Samsung Galaxy Insurance.

All claims handled by our in-house team

We’re always happy to help and we’re proud to offer an end-to-end mobile insurance service. All repairs and replacements are issued from our own technicians and supported by our friendly, UK-based customer care team.

No minimum phone insurance contract

We won’t tie you down with a 12 or 18-month contract unlike other insurance providers. With loveit coverit’s rolling contracts your policy is flexible and can be cancelled at any time, subject to terms and conditions.

Our 14-day money back guarantee

Provided you haven’t made a claim on your policy, you’ll receive a full refund if you cancel your mobile phone insurance policy within 14 days of the policy start date with the loveit coverit 14-day money back guarantee.

Insure more than one device, save 10%

More gadgets? More savings! Insure multiple devices with loveit coverit and get 10% off. Including phones, tablets, watches, laptops, headphones, cameras, and games consoles, just add more than one device at checkout.

Unlimited phone insurance claims + repairs

Many of our competitors only allow one or two claims each year. With loveit coverit, there’s no limit on the number of phone insurance claims you can make, regardless of whether it’s a claim for accidental damage, theft, or loss.

Excess on iPhone 13 insurance

If you have to make a claim for your iPhone 13, you will have to pay an excess. The excess is a small amount of the initial cost for repairs or a replacement, then we take care of the rest.

The iPhone 13 excess depends on type of model of iPhone 13 you own and the type of claim. It varies from £60-£80 for iPhone 13 Minis and from £80 to £100 for the iPhone 13.

You can take a look at our policy excess table to find out exactly what you’d need to pay in each situation.

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Frequently asked questions

Our policies are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). Astrenska Insurance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846

We are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.

Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.