Couples Travel insurance

A quick guide to our couples insurance cover

If you are heading overseas with your better half, joint travel insurance is a budget-friendly alternative to choosing two separate policies… giving you more spending money for your trip!

What should couples’ travel insurance cover against?

loveit coverit couples travel insurance has three levels of cover – Essential, Plus and Premium, starting from least comprehensive to most. Even our Essential travel policy is quite comprehensive, with legal cover and dental costs included, but our Plus and Premium policies offer increased cover levels and some extras like Travel Disruption and Pet Care Cover.

When choosing the right cover, look out for:

● Cancellation cover: If you suffer an accident or illness, or the holiday provider goes belly up, cancellation cover ensures that you’re adequately protected if you’re no longer able to go on your trip.

● Medical cover: Aim to get medical cover that covers you for at least £10 million, that way, you’ll have complete peace of mind and not have to worry about medical bills should you endure illness or accidents abroad.

● Personal belongings cover: You may be travelling with any number of valuables, from the latest iPhone to the newest wireless headphones, and expensive jewellery to laptops. That’s why personal belongings cover is a must, covering you against theft, loss and damage! From cameras to clothes and tablets to trainers, losing such items can be costly. Just make sure the coverage amount for a single item is enough to reimburse you. For the extra protection, look out for our gadget cover add on.

● Delay cover: Passengers should be compensated by their airline should significant delays occur thanks to modern legislation, however if they won’t or can’t, then your policy may be able to provide some protection

Is it cheaper to get travel insurance as a couple?

If you’re off on holiday with your significant other, in most instances, buying couples cover as opposed to individual policies will work out as a cheaper more convenient option.

Can you travel separately on couple travel insurance?

Yes, if you’re planning to travel alone on your couples travel insurance policy, you are still covered. So despite having joint couples cover, you can still take trips independently during the year, after all, not all trips away are romantic getaways.

Just make sure that your policy covers you individually for any pre-existing medical conditions you may have and the destination you are travelling to is covered by your annual travel insurance policy.