Get an instant quote for your trip
You have a quote in progress

Couples Travel insurance

Comprehensive Couples Travel insurance at great prices, with experienced UK-based customer service team.


Cover Included

24/7 Helpline

Whilst You're Abroad


Feefo rating

4.7 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
loveit coverit
Couples Travel insurance

Comprehensive Couples Travel insurance at great prices, with experienced UK-based customer service team.


Cover Included

24/7 Helpline

Whilst You're Abroad
Authorised by the Financial Conduct Authority

A quick guide to our couples insurance cover

If you are heading overseas with your better half, joint travel insurance is a budget-friendly alternative to choosing two separate policies… giving you more spending money for your trip!

How does couples travel insurance work?

Whether you are planning an action packed adventure holiday together or a romantic weekend getaway, couples travel insurance makes sense for all occasions. It provides a joint policy meeting both of your needs, so should there be travel delays or luggage issues, you are both covered.

Available in conjunction with Single Trip Insurance which covers trips up to 120 days and is easy to arrange and budget friendly. But also available in conjunction with annual trip travel insurance, which covers all trips for the year at a lower cost and saves the hassle of having to arrange and pay for insurance each time you book to go away. If you and your loved one are regular travellers, this would be a good move.

couples travel insurance

What should couples’ travel insurance cover against?


loveit coverit couples travel insurance has three levels of cover – Essential, Plus and Premium, starting from least comprehensive to most. Even our Essential travel policy is quite comprehensive, with legal cover and dental costs included, but our Plus and Premium policies offer increased cover levels and some extras like Travel Disruption and Pet Care Cover.

When choosing the right cover, look out for:

Cancellation cover: If you suffer an accident or illness, or the holiday provider goes belly up, cancellation cover ensures that you’re adequately protected if you’re no longer able to go on your trip.

Medical cover: Aim to get medical cover that covers you for at least £10 million, that way, you’ll have complete peace of mind and not have to worry about medical bills should you endure illness or accidents abroad.

Personal belongings cover: You may be travelling with any number of valuables, from the latest iPhone to the newest wireless headphones, and expensive jewellery to laptops. That’s why personal belongings cover is a must, covering you against theft, loss and damage! From cameras to clothes and tablets to trainers, losing such items can be costly. Just make sure the coverage amount for a single item is enough to reimburse you. For the extra protection, look out for our gadget cover add on.

Delay cover: Passengers should be compensated by their airline should significant delays occur thanks to modern legislation, however if they won’t or can’t, then your policy may be able to provide some protection

couples travel insurance

Common couples cover exclusions

When looking for cover, be aware that a common exclusion for couples cover, or any travel cover for that matter, is pre-existing medical conditions. These must be declared when you apply for travel insurance or you risk invalidating any claim you make, leaving you and your partner to cover any medical costs yourselves. Also, don't forget that you have to live at the same address to take out couples travel insurance. If you don't, but still want to travel together, you can take out individual or group travel insurance policies.

Once your couples cover is arranged you can focus on planning your sightseeing trips, activities, sunbathing, finding the nearest bar or whatever takes your fancy, safe in the knowledge that you are insured.

Is it cheaper to get travel insurance as a couple?

If you’re off on holiday with your significant other, in most instances, buying couples cover as opposed to individual policies will work out as a cheaper more convenient option.

Can you travel separately on couple travel insurance?

Yes, if you’re planning to travel alone on your couples travel insurance policy, you are still covered. So despite having joint couples cover, you can still take trips independently during the year, after all, not all trips away are romantic getaways.

Just make sure that your policy covers you individually for any pre-existing medical conditions you may have and the destination you are travelling to is covered by your annual travel insurance policy.

Does couple travel insurance cover individuals?

All named adults are covered to go on separate holidays over the year with couples annual travel cover (after all absence makes the heart grow fonder).

Couples travel insurance is available for adults (over 18) who have been living together in a relationship for at least six months. You needn’t be married, however a relationship is key.

If you’re a couple that live separately then look at group travel insurance as an alternative if planning to get away together.

While couples wishing to take their children away on holiday with them should book family travel insurance cover.

Let’s get your couples travel insurance sorted!

All that’s left now is to count down the days until you jet off on your breakaway whether you plan to explore the sights, lay by the pool, enjoy the local delicacies or simply stroll along the promenade hand in hand.

Let’s get your couples travel insurance sorted! Have a read through our FAQs or get a quote right now!

You can also contact us ​if you have any additional questions, we’ll be happy to help!

From our news

couples travel
close chat
loveit coverit chatbot icon
loveit coverit chatbot icon close