Smart Watch insurance

Comprehensive smart watch insurance at great prices, with award winning in-house customer care.

loveit coverit
Smart Watch insurance

Comprehensive smart watch insurance at great prices, with award winning in-house customer care.

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Worldwide cover included
We’re one of the few insurance providers to offer worldwide cover for your smart watch.


Unlimited claims and repairs
We provide unlimited repairs and replacements on all smart watch insurance policies.


12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement gadgets.

Affordable smart watch insurance you can count on

We understand that your smart watch goes everywhere with you – on the morning commute, to the gym, the after work run, or simply picking the kids up – which is why we want to make it quick and easy to get dedicated smart watch and apple watch insurance. Our quality insurance policies cover a variety of devices and manufacturers, ensuring that no matter the make or model, you’ll be able to enjoy great cover for an even better price.

Your smart watch insurance covers you against a multitude of circumstances:

mobile phoneTheft Cover as standard, with a guaranteed like-for-like replacement if your device cannot be recovered.

mobile phoneAccidental Damage is included, ensuring that even if you’re accident prone, you can still have great protection.

mobile phoneCracked Screen Cover ensures we’ll repair or replace your screen if it’s accidentally broken.

mobile phoneWorldwide are included as standard, so no matter where you are, you’ll be able to claim should the worst happen.

We understand that your smart watch is probably the most exposed piece of tech you have on a day-to-day basis. That’s why we want to make sure you have maximum peace of mind when you step out of the door, with comprehensive smart watch insurance that protects your device against theft and damage.

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Smart Watch insurance explained


Gadget loss refers to the absence of your Smart Watch due to misplacement, or other accidental circumstances that result in its absence.


Gadget theft insurance means you can be protected against unauthorised usage and receive a replacement device if your Smart Watch is stolen.

Accidental damage

Unexpected and unintentional physical harm, such as a cracked screen or liquid damage. Which is not covered under the Smart Watch warranty.

Airtime Abuse

This can occur when a gadget is lost or stolen, and can refer to the unauthorised excessive use of data, making calls, sending or messages.

Worldwide Cover

Your Smart Watch will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland.

Mechanical Breakdown

Mechanical breakdown refers to failure of internal mechanical components, such as the battery, buttons, or ports outside of manufacturer warranty.

Cracked Screen

A cracked screen can affect the gadget function whether it’s a slight crack or a total smash, we’ll get your Smart Watch’s display back in working order.

Liquid Damage

Liquid damage refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.

Smartwatch insurance from loveit coverit

When it comes to securing insurance for your smart watch, we know what’s important to you, which is why we offer a range of comprehensive, affordable insurance options to suit your needs. Our policies are easy to follow and jargon free, so all you have to focus on is getting the best protection, while our in-house customer care team sort out the rest.

Why insure your Smart Watch with loveit coverit?

Over 30 years providing gadget insurance

We’ve been in the insurance industry since mobile phones were the size of bricks, so you can trust your Smart Watch in the hands of an experienced company. We cover all brands from the Apple’s Ipad to the Microsoft XBox.

All claims handled by our in-house team

We’re always happy to help and we’re proud to offer an end-to-end mobile insurance service. All repairs and replacements are issued from our own technicians and supported by our friendly, UK-based customer care team.

No minimum gadget insurance contract

We won’t tie you down with a 12 or 18-month contract unlike other insurance providers. With loveit coverit’s rolling contracts your policy is flexible and can be cancelled at any time, subject to terms and conditions.

Our 14-day money back guarantee

Provided you haven’t made a claim on your policy, you’ll receive a full refund if you cancel your Smart Watch insurance policy within 14 days of the policy start date with the loveit coverit 14-day money back guarantee.

Unlimited gadget insurance claims + repairs

Many of our competitors only allow one or two claims each year. With loveit coverit, there’s no limit on the number of gadget insurance claims you can make, regardless of whether it’s a claim for accidental damage, theft, or loss.

Insure more than once device, save 10%

More gadgets? More savings! Insure multiple devices with loveit coverit and get 10% off. Including phones, tablets, watches, laptops, headphones, cameras, and games consoles, just add more than one device at checkout.

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