Smart Watch insurance

Comprehensive smart watch insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience

Feefo rating
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
In partnership with AXA
Smart Watch insurance

Comprehensive smart watch insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
4.8 / 5

Trustpilot score
Authorised by the Financial Conduct Authority
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Worldwide cover included
We’re one of the few insurance providers to offer worldwide cover for your smart watch
Unlimited claims and repairs
We provide unlimited repairs and replacements on all smart watch insurance policies.
12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement gadgets.

Affordable smart watch insurance you can count on

We understand that your smart watch goes everywhere with you – on the morning commute, to the gym, the after work run, or simply picking the kids up – which is why we want to make it quick and easy to get dedicated smart watch and apple watch insurance. Our quality insurance policies cover a variety of devices and manufacturers, ensuring that no matter the make or model, you’ll be able to enjoy great cover for an even better price.

Your smart watch insurance covers you against a multitude of circumstances:

Theft Cover as standard, with a guaranteed like-for-like replacement if your device cannot be recovered.

Accidental Damage is included, ensuring that even if you’re accident prone, you can still have great protection.

Cracked Screen Cover ensures we’ll repair or replace your screen if it’s accidentally broken.

Worldwide are included as standard, so no matter where you are, you’ll be able to claim should the worst happen.

We understand that your smart watch is probably the most exposed piece of tech you have on a day-to-day basis. That’s why we want to make sure you have maximum peace of mind when you step out of the door, with comprehensive smart watch insurance that protects your device against theft and damage.

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Smart Watch manufacturers we cover

What to expect from our smart watch insurance

Accidental Damage
We understand that some-times, accidents just happen! That’s why our insurance protects your device against damage, giving you peace of mind throughout your policy.
Liquid Damage
Sent your watch for a dip? Get maximum protection with insurance that covers you for repair and replace-ment.
Cracked Screen
Get peace of mind knowing that should your screen break or crack, it’ll be repaired or replaced as quickly as possible.
If your smart watch is stolen, we’ll offer a replacement device so you never miss a beat.
Mechanical Breakdown
We’ll cover your smart watch in case of any electrical or mechanical fault that occurs outside of your warranty period.
Worldwide Cover
We know that you and your smart watch are inseparable – so we want to ensure you’re covered wherever you go!

Smart watch insurance from loveit coverit

When it comes to securing insurance for your smart watch, we know what’s important to you, which is why we offer a range of comprehensive, affordable insurance options to suit your needs. Our policies are easy to follow and jargon free, so all you have to focus on is getting the best protection, while our in-house customer care team sort out the rest.

Frequently asked questions

How does smart watch cover work?

In basic terms, you choose the insurance policy that’s right for you and your gadget, and then check if we’ll cover it. Once that’s sorted, you’ll pay a monthly fee (or one-off annual charge if you feel like it) to ensure you gadget is protected. If something should happen to your smart watch during the policy period, you make a claim and we’ll guarantee you a repair or replacement.

What does smart watch insurance cover?

The majority of smart watch insurance providers will cover your device against damage and theft, ensuring that you’ll get a repair or replacement should the worst happen. Some insurers, like loveit coverit, will even cover you worldwide.

How much is Apple Watch insurance?

The amount you pay each month will depend on the level of cover you want and the price of the Apple Watch. The more expensive the watch is, the higher the premium will be. However, you have to remember that our insurance will cover you for accidental and liquid damage and theft. In addition, we include Worldwide cover and Accessory cover in our standard policy.

Why choose loveit coverit?

Providing gadget insurance for almost 30 years
As a specialist gadget insurer, we pride ourselves on offering a comprehensive service at competitive prices.
In partnership with leading insurer AXA
Our comprehensive and affordable policies are backed by number 1 leading, global insurer provider AXA, together offering customers high-quality and high-value protection for their devices
All claims handled by our in-house team
We’re always happy to help, and incredibly proud to offer an end-to-end service. All repairs and replacements are issued from our own repairers, supported by our friendly UK-based customer care team. What’s more, we’re fully regulated by the FCA.
No minimum contract
We won’t tie you down with a 12 or 18-month contract. With loveit coverit your policy is flexible and can be cancelled at any time, subject to terms and conditions. You’ll still enjoy the full benefits of your chosen policy plan, with no hidden surprises.
14-day money back guarantee
Provided you haven’t made a claim, you’ll receive a full refund if you cancel your policy within 14 days of policy the start date. Our comprehensive service includes a two-week grace period, so you won’t be out of pocket if you change your mind.
Unlimited claims and repairs
Many of our competitors only allow you to make one or two claims each year. With loveit coverit, there’s no limit on the number of claims, regardless of whether it’s an accidental damage or theft claim. No matter what happens, we’ve got you covered.