iPhone XS insurance

Comprehensive iPhone XS insurance at great prices, with award winning in-house customer care.

loveit coverit
iPhone XS insurance

Comprehensive iPhone XS insurance at great prices, with award winning in-house customer care.

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Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.


In-house customer service team
We will never outsource your claim.


12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.
iPhone insurance - loveit coverit

Quality iPhone XS insurance from a company you can trust

mobile phoneCracked Screen Cover– Apple’s edge-to-edge glass display is worth protecting.

mobile phoneAccidental Damage Cover– we’ve got your iPhone XS covered if you drop or damage it.

mobile phoneAs the cost of Apple devices increases, so do the risks. That’s why we provide Theft and Loss Cover.

The 2018 iPhone and successor to the innovative iPhone X, has been crowned the iPhone XS. The next instalment in this generation of smartphones, the XS showcases Apple’s latest innovations. With a 5.8 inch OLED edge-to-edge display, it bears strong resemblance to the iPhone X visually, however the software has received some serious upgrades. The smartphone boasts an even faster and more powerful A12 bionic chip processor and a dual lens camera with improved capabilities. With an all-glass design, accidental damage protection is absolutely vital. With this device, you'll be doing more than ever before, which is why we know you won’t want to be without it for long should disaster strike. Therefore, you should definitely consider getting phone insurance for your iPhone XS from a specialist iPhone insurance provider.

Just like the iPhone X, the iPhone XS is an expensive device, with a minimum retail price reaching the dizzying heights of £999. So, if you’ve decided to invest and upgrade to the iPhone XS, what happens if it gets damaged, lost or stolen? The cost to repair or replace it could be stratospheric. That’s why we're creating cheap iPhone XS insurance policies, so that should the worst happen, loveit coverit are here to help you out. Leave it up to us to protect your brand-new gadget. You don’t have to stress if something awful happens to your iPhone XS because we’ll endeavour to get your beloved device back in your hands as quickly as possible.

We will continually compare our policies to others in the market, to ensure you’re getting the best iPhone XS insurance at the most reasonable price.

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iPhone XS insurance explained


Mobile phone loss refers to the absence of your mobile device due to misplacement, or other accidental circumstances that result in its absence.


Mobile phone theft insurance means you can be protected against unauthorised usage and receive a replacement device if your phone is stolen.

Accidental damage

Unexpected and unintentional physical harm to a mobile device, such as a cracked screen or liquid damage. Which is not covered under warranty.

Airtime abuse

Airtime abuse can occur when a phone is lost or stolen, and refers to the unauthorised excessive use such as making calls, sending messages, or using data.

Accessory cover

Should something happen to your mobile phone, we’ll also cover any accessories attached to it worth up to £175 such as a case, charger or wired headphones*

Worldwide cover

Your phone will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland and unlimited cover for one year worldwide.

Mechanical breakdown

Mechanical breakdown refers to failure of internal mechanical components of the device, such as the battery, buttons, or ports outside of manufacturer warranty.

Cracked screen

A cracked screen can affect the functionality of a phone whether it’s a slight crack or a full-blown smash, we’ll get your device’s display back in working order.

Liquid damage

Liquid damage to a mobile phone refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.

The best iPhone XS insurance from loveit coverit

With 3 decades of experience, the loveit coverit team have provided insurance for every iPhone ever released. As the Apple handsets have evolved and been released, we have followed alongside, continuing to provide comprehensive and affordable cover for every new device.

We understand how much Apple smartphones have become a part of everyday life and how iPhone users depend on their devices. That’s why it’s important to protect your iPhone XS and save you the heavy cost to repair or replace it if it gets lost, stolen or damaged. If you take out insurance with loveit coverit, you can be sure that your device is in safe and experienced hands.

We continually compare iPhone XS insurance policies in the market, to make sure our cover offers everything users need, at an affordable rate.

If you’re doing your iPhone XS insurance comparison online, always check how much the company’s excess fees, as well as what cover is actually included in your policy.

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10% discount - when you insure more than one device

How does the iPhone XS compare to the X?

Aesthetically, the new iPhone XS is very similar to its predecessor, with its 5.8” HD OLED display, top-to-bottom, all-screen design and dual 12 MP camera- although this year’s iPhone has had a few improvements, including depth of field control and stereo sound recording. Unlike before, the iPhone XS comes in gold. Both devices also have Face ID, 3D touch and wireless charging capabilities. While the X was only available in 64 and 256GB, the XS comes in 64, 256 and 512 GB versions. Both are dust and water resistant, although the X’s limit is 1 metre of water for up to 30 minutes, while the XS’ limit is 2 metres for 30 minutes. The battery of the XS lasts 30 minutes longer than the X did and it now has dual SIM capability. Perhaps the most important difference is the updated internal software, particularly the upgrade from the A11 to the A12 chip. This change makes the XS a far more powerful and efficient device than the X.

Why insure your phone with loveit coverit?

Over 30 years providing phone insurance

We’ve been in the insurance industry since mobile phones were the size of bricks, so you can trust your device in the hands of an experienced company. We cover all brands from iPhone insurance to Samsung Galaxy Insurance.

All claims handled by our in-house team

We’re always happy to help and we’re proud to offer an end-to-end mobile insurance service. All repairs and replacements are issued from our own technicians and supported by our friendly, UK-based customer care team.

No minimum phone insurance contract

We won’t tie you down with a 12 or 18-month contract unlike other insurance providers. With loveit coverit’s rolling contracts your policy is flexible and can be cancelled at any time, subject to terms and conditions.

Our 14-day money back guarantee

Provided you haven’t made a claim on your policy, you’ll receive a full refund if you cancel your mobile phone insurance policy within 14 days of the policy start date with the loveit coverit 14-day money back guarantee.

Insure more than one device, save 10%

More gadgets? More savings! Insure multiple devices with loveit coverit and get 10% off. Including phones, tablets, watches, laptops, headphones, cameras, and games consoles, just add more than one device at checkout.

Unlimited phone insurance claims + repairs

Many of our competitors only allow one or two claims each year. With loveit coverit, there’s no limit on the number of phone insurance claims you can make, regardless of whether it’s a claim for accidental damage, theft, or loss.

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Frequently asked questions

Our policies are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). Astrenska Insurance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846

We are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.

Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.