iPhone XS insurance

Comprehensive iPhone XS insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured

30 Years

Industry experience


Feefo rating

4.8 / 5

Trustpilot score
loveit coverit
iPhone XS insurance

Comprehensive iPhone XS insurance at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured

4.8 / 5

Trustpilot score
Get an instant quote
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Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.


In-house customer service team
We will never outsource your claim.


12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.
iPhone insurance - loveit coverit

Quality iPhone XS insurance from a company you can trust

mobile phoneCracked Screen Cover– Apple’s edge-to-edge glass display is worth protecting.

mobile phoneAccidental Damage Cover– we’ve got your iPhone XS covered if you drop or damage it.

mobile phoneAs the cost of Apple devices increases, so do the risks. That’s why we provide Theft and Loss Cover.

The 2018 iPhone and successor to the innovative iPhone X, has been crowned the iPhone XS. The next instalment in this generation of smartphones, the XS showcases Apple’s latest innovations. With a 5.8 inch OLED edge-to-edge display, it bears strong resemblance to the iPhone X visually, however the software has received some serious upgrades. The smartphone boasts an even faster and more powerful A12 bionic chip processor and a dual lens camera with improved capabilities. With an all-glass design, accidental damage protection is absolutely vital. With this device, you'll be doing more than ever before, which is why we know you won’t want to be without it for long should disaster strike. Therefore, you should definitely consider getting phone insurance for your iPhone XS from a specialist iPhone insurance provider.

Just like the iPhone X, the iPhone XS is an expensive device, with a minimum retail price reaching the dizzying heights of £999. So, if you’ve decided to invest and upgrade to the iPhone XS, what happens if it gets damaged, lost or stolen? The cost to repair or replace it could be stratospheric. That’s why we're creating cheap iPhone XS insurance policies, so that should the worst happen, loveit coverit are here to help you out. Leave it up to us to protect your brand-new gadget. You don’t have to stress if something awful happens to your iPhone XS because we’ll endeavour to get your beloved device back in your hands as quickly as possible.

We will continually compare our policies to others in the market, to ensure you’re getting the best iPhone XS insurance at the most reasonable price.

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Our Cover

Accidental Damage
Accidents happen. But when they happen to your new iPhone XS, our comprehensive cover gives you peace of mind and financial reassurance.
Liquid Damage
Nothing attracts water quite like high-tech gadgets. Protect your iPhone XS against liquid damage and we’ll get it repaired or replaced.
Cracked Screen
Dropped or knocked your iPhone XS and the screen is cracked or not working properly? Don’t worry, we will get it repaired!
Prone to losing things? Our loss cover can provide that added level of protection.
We offer a replacement iPhone XS and cover for unauthorised calls when your device is taken from you.
Accessory Cover
We can help you protect the accessories that allow you to enjoy your Apple device - like headphones, chargers and cases - if they get damaged or stolen.
Mechanical Breakdown
We’ll cover your iPhone XS if an electrical or mechanical fault occurs outside of its warranty period.
Airtime Abuse
Airtime abuse can be a concern if your device gets stolen. Our mobile phone insurance covers the cost of unauthorised calls made following the theft of your phone.
Worldwide Cover
We know you love to take your devices with you wherever you go, so if that’s abroad, you’ll be pleased to know our insurance includes unlimited worldwide cover.

The best iPhone XS insurance from loveit coverit

With 3 decades of experience, the loveit coverit team have provided insurance for every iPhone ever released. As the Apple handsets have evolved and been released, we have followed alongside, continuing to provide comprehensive and affordable cover for every new device.

We understand how much Apple smartphones have become a part of everyday life and how iPhone users depend on their devices. That’s why it’s important to protect your iPhone XS and save you the heavy cost to repair or replace it if it gets lost, stolen or damaged. If you take out insurance with loveit coverit, you can be sure that your device is in safe and experienced hands.

We continually compare iPhone XS insurance policies in the market, to make sure our cover offers everything users need, at an affordable rate.

If you’re doing your iPhone XS insurance comparison online, always check how much the company’s excess fees, as well as what cover is actually included in your policy.

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10% discount - when you insure more than one device

How does the iPhone XS compare to the X?

Aesthetically, the new iPhone XS is very similar to its predecessor, with its 5.8” HD OLED display, top-to-bottom, all-screen design and dual 12 MP camera- although this year’s iPhone has had a few improvements, including depth of field control and stereo sound recording. Unlike before, the iPhone XS comes in gold. Both devices also have Face ID, 3D touch and wireless charging capabilities. While the X was only available in 64 and 256GB, the XS comes in 64, 256 and 512 GB versions. Both are dust and water resistant, although the X’s limit is 1 metre of water for up to 30 minutes, while the XS’ limit is 2 metres for 30 minutes. The battery of the XS lasts 30 minutes longer than the X did and it now has dual SIM capability. Perhaps the most important difference is the updated internal software, particularly the upgrade from the A11 to the A12 chip. This change makes the XS a far more powerful and efficient device than the X.

Why insure your phone with loveit coverit?

Over 30 years providing phone insurance
All claims handled by our in-house team
No minimum phone insurance contract
Our 14-day money back guarantee
Insure more than once device, save 10%
Unlimited phone insurance claims + repairs

Frequently asked questions

Our policies are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). Astrenska Insurance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846

We are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.

Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.

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