Trip | Travel Insurance | loveit coverit insurance

When do you want your cover to start?

This is the date your annual cover will start – so you’ll be covered for trips for the next year. Your annual multi-trip policy will provide cancellation cover from this date – and not before this date.

Your policy start date must be within the next 90 days.

Please note that there are limitations on the trip duration, as per the below:

Plus

We can cover you for a trip duration of up to 31 days.

Premium and Premium+

We can cover you for a trip duration of up to 45 days.

TODAY

15 Sep 2026

WED

16 Sep 2026

THU

17 Sep 2026

FRI

18 Sep 2026

SAT

19 Sep 2026

Choose
a Date

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This is more than our limit of 90 days!

Where are you going?

To make sure you’re covered for all your trips, please choose the most suitable region. If you’re not sure which regions you’ll be visiting yet or you need cover for more than one region, please choose an option that covers them all.

Please note that you will not be covered for any trips to a destination where the Foreign, Commonwealth and Development Office (FCDO) have advised against all non-essential travel.

Please note that for travel within the UK, you must have at least 2 nights' pre-booked accommodation or pre-booked transport, and be travelling at least 50 miles from your home.

Europe

Worldwide
Exc. USA

Worldwide
Inc. USA

Europe excludes Tunisia and Morocco (select Worldwide to include these countries).

See a full list of countries included within Europe

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By Europe we mean:

Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Channel Islands (Guernsey, Jersey, Alderney and Sark), Croatia, Cyprus, Czech Republic, Denmark (incl Faroe Islands), Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia (West of the Urals), San Marino, Serbia, Slovakia, Slovenia, Spain (incl Balearics and Canaries), Sweden, Switzerland, Turkey, Ukraine, UK, Vatican City.

IncludingExcluding trips to USA, Canada, Mexico and the Caribbean countries. Caribbean means the Caribbean Islands which are Barbados, Dominican Republic, Jamaica...

Hide list

By Caribbean we mean:

Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, British Virgin Islands, Bonaire, Cayman Islands, Cuba, Curacao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Montserrat, Navassa Island, Puerto Rico, Saba, St Barts (Barthelemy), St Eustatius, St Kitts and Nevis, St Lucia, Sint Maarten, St Martin, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States Virgin Islands.

During your trip would you like to add any of the following?

Winter Sports

Cover for your winter sports trip, including cover for ski equipment, piste and avalanche closure. Activities covered are detailed in our policy wording.

Cruise

Cover for your cruise, including cruise interruption, missed departure and cutting short your cruise.

Please see our Policy Wording for more information.

WINTER
SPORTSWINTER SPORTS

ADD

REMOVE

CRUISE

CRUISE

ADD

REMOVE

Who is travelling?

Just me

Ideal if you’re travelling solo.

Couple

Ideal for you and your partner. To be eligible, you must both live at the same address. If you don’t live together, don’t worry, we can still offer you a policy together, just choose ‘Group’.

Family

Ideal for you and your children or grandchildren. We cover children and grandchildren up to 18 years of age or up to 23, if they are in full time education. Please note that your children need to travel with you or your partner to be covered.

Group

Ideal for partners, friends and family trips where between 2 and 10 people are travelling together but do not reside at the same address.

JUST ME

COUPLE

FAMILY

GROUP

Traveller Dates of Birth

Please enter the dates of birth for any travellers, starting with the lead traveller who is buying the insurance.

Lead Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Currently, we don't offer annual multi-trip cover for travellers over 70 but we may be able to offer single trip cover for travellers up to 80 years old. Please click here for a Single Trip quote.

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Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Traveller

Age

Uh oh!

This would mean the traveller is below 18 which means we might not be able to give you full insurance!

Uh oh!

Please enter a valid Date of Birth (DD/MM/YYYY).

Uh oh!

This traveller can only be up to 18 years of age or up to 23, if in full time education.

Is this traveller in FULL-TIME education?

YES

Sorry

This traveller must be in FULL-TIME education.

Add

Remove

Are there any pre-existing medical conditions to declare?

Examples of medical conditions include any diagnosis of cancer, high blood pressure, asthma or high cholesterol.

Cardiovascular conditions relate to the heart, arteries, or veins (such as coronary heart disease, angina or heart attack).

Respiratory conditions relate to the lungs (including, asthma or chronic obstructive pulmonary disease (COPD)).

You only need to tell us where you’ve been prescribed medication or treatment by a medical professional (including GPs, counsellors, physiotherapists, or psychiatrists).

You don’t need to tell us about any contraceptive medication or medication you have purchased from a chemist for common colds or flu.

YES

Are any travellers:

Seeking medical advice for a symptom or condition but are yet to receive a diagnosis?
Have been given a terminal diagnosis?

AND/OR Do any travellers have any medical condition where:

Their doctor or consultant has advised them not to travel
They are intending to travel outside of their home to receive surgery, treatment, tests or investigations
They will be travelling contrary to any health requirements stipulated by the carrier, their handling agents or any other public transport provider?

Please confirm

YES

Email address

Enter your email, we'll send you the details of your quote.

Lead Traveller

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Email address is not in the correct format.

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Your email address doesn't look right, please check and try again.

Important information

You must make sure that all the information you have given us as part of your application, including the declaration of medical conditions is true and complete to the best of your knowledge and belief. Failure to do so could result in your policy being cancelled or any relevant claims being reduced or refused.

You and anyone to be covered by the policy are:

Ordinarily resident in the United Kingdom, and registered with a medical practitioner
Travelling from and returning to the United Kingdom
Not travelling already
Unaware of any reason why you may have to cancel or cut short your trip
Not travelling against the advice of a medical practitioner
Not travelling with the intent of receive medical treatment, surgery or investigations

You have the consent of any named person on the policy to pass on their information to us.

During your trip you must take all responsible precautions to avoid injury, illness, disease, loss, theft or damage and take all reasonable steps to safeguard your property from loss or damage and to recover property lost or stolen.

You have checked you do not have other insurance policies or benefits that cover the same costs and events as the Travel product.

This policy is not intended to cover any costs which relate to anybody not insured on this policy; with this in mind please ensure that all persons travelling have sufficient insurance to cover their needs. This applies even where you have paid for the additional costs – for example, if you have paid for another person’s travel or accommodation costs.

I have read the information above and I confirm that it is correct.

YES
I agree

NO
I do not agree

Sorry

We’re unable to insure you if you can’t agree to our important statements. If you’d like to review them, then please select back. Select finish if you can’t agree to our important statements.

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Finish

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Your annual multi trip

Covered all year from the date you select, for as many holidays you want to go on.

Travel Insurance

Mobile Phone Insurance

Gadget Insurance

Your annual multi trip

Covered all year from the date you select, for as many holidays you want to go on.