iPhone XR insurance

Comprehensive iPhone XR insurance at great prices, with award winning in-house customer care.

loveit coverit
iPhone XR insurance

Comprehensive iPhone XR insurance at great prices, with award winning in-house customer care.

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Unlimited claims
We provide unlimited repairs and replacements on all our insurance policies.


In-house customer service team
We will never outsource your claim.


12-month warranty on replacements
We offer a hassle-free 12-month warranty on all replacement devices.
iPhone insurance - loveit coverit

Quality iPhone XR insurance from a company you can trust

mobile phoneCracked Screen Cover– Apple’s 'liquid retina' edge-to-edge glass LCD display is worth protecting.

mobile phoneAccidental Damage cover– we’ve got your iPhone XR covered if you drop or damage it.

mobile phoneThe rising cost of Apple's smartphones means there are more and more risks. That’s why we provide Theft and Loss Cover.

iPhone XR is the cheaper and more colourful answer to the iPhone X, and possesses some of the X’s coveted features, without the hefty price tag. The 6.1 inch display has an aluminium frame as opposed to stainless steel, and is LCD- unlike the iPhone X, which has an OLED screen. With an edge-to-edge design, just like the iPhone X, accidental damage protection is vital. Now you are doing more on your smartphone than ever before, so you won’t want to be without it for long should disaster strike. Therefore, you should definitely consider getting phone insurance for your iPhone XR from a specialist iPhone insurance provider.

While the iPhone XR has a starting price of £749 and is certainly more affordable, it’s by no means a budget phone. If you upgrade to the iPhone XR and it gets lost, stolen or damaged, you could be facing a high replacement or repair cost. loveit coverit are offering affordable iPhone XR insurance plans, so you can protect your newest, treasured gadget. Your mind can be put at ease, safe in the knowledge that your iPhone XR is covered should the worst happen.

We are constantly comparing our cover and pricing, so that our customers get the best iPhone XR insurance in the market, at a reasonable rate.

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iPhone XR insurance explained


Mobile phone loss refers to the absence of your mobile device due to misplacement, or other accidental circumstances that result in its absence.


Mobile phone theft insurance means you can be protected against unauthorised usage and receive a replacement device if your phone is stolen.

Accidental damage

Unexpected and unintentional physical harm to a mobile device, such as a cracked screen or liquid damage. Which is not covered under warranty.

Airtime abuse

Airtime abuse can occur when a phone is lost or stolen, and refers to the unauthorised excessive use such as making calls, sending messages, or using data.

Accessory cover

Should something happen to your mobile phone, we’ll also cover any accessories attached to it worth up to £175 such as a case, charger or wired headphones*

Worldwide cover

Your phone will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland and unlimited cover for one year worldwide.

Mechanical breakdown

Mechanical breakdown refers to failure of internal mechanical components of the device, such as the battery, buttons, or ports outside of manufacturer warranty.

Cracked screen

A cracked screen can affect the functionality of a phone whether it’s a slight crack or a full-blown smash, we’ll get your device’s display back in working order.

Liquid damage

Liquid damage to a mobile phone refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.

The best iPhone XR insurance from loveit coverit

loveit coverit have provided insurance to every iPhone released to date. With 30 years in the industry, we know a thing or two about what Apple users want from their cover. As each new handset has launched, we’ve followed alongside providing comprehensive and affordable cover and this one is no exception.

It’s clear why you would choose the iPhone XR as your smartphone of choice. With a never-ending list of daily uses, we understand how much iPhone users depend on their devices. That’s why it’s imperative to protect your new iPhone XR from damage, loss and theft, to save you the heavy cost of repair or replacement. Choosing to take out insurance with loveit coverit, means that you won’t be without your device for long as all of claims are handled in-house.

We’ll always compare our iPhone XR insurance policies against others in the market, to make sure our cover offers everything our customers need, at an affordable rate.

If you’re doing your iPhone XR insurance comparison online, always check your policy excess fees, as well as the details of what is actually included in your cover.

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10% discount - when you insure more than one device

How does the iPhone XR compare to the X?

The iPhone XR has a bigger screen than the X, at 6.1 inches, however it still has that all-screen design that the X did. It also has Face ID and a 12 mega pixel camera, however it’s single rather than dual. The XR comes in a variety of colours (blue, white, black, yellow, coral and red), which differs from the X as this was only available in space grey and silver. With dual SIM capability and the all-new A12 bionic chip, it’s larger and more efficient than the X. Predicted to be a popular device, the iPhone XR combines some of the coveted features and style of the iPhone X, without the hefty price tag!

Everything you need to know about the iPhone XR

There are still a lot of questions surrounding Apple’s new, budget-friendly smartphone. To help shed a bit more light on the device, we’ve taken your most-asked questions and provided short, informative answers to get you in the know:

How much does the iPhone XR cost?

The starting price for the iPhone XR is £749 for the 64GB model. The 128GB model costs £799 and the 256GB model is £899.

Does the iPhone XR have wireless charging?

Yes. The iPhone XR is compatible with a range of wireless chargers including Aircharge, Belkin, and Aukey.

Is the iPhone XR plastic or glass?

While the iPhone XR is reminiscent of the iPhone 5C from 2014, it does not share the same plastic design as that model. Instead, the XR has a full glass back and a metal frame, making it feel more in-keeping with Apple’s modern design aesthetic.

Why is the iPhone XR cheaper than other models?

While it uses the same software as more advanced models, the XR does have some design changes which make it cheaper. This includes the single rear-facing camera, the LED display, and the reduced pixel density – it’s still a top-tier smartphone, just without some of the features that force the price up.

Why insure your phone with loveit coverit?

Over 30 years providing phone insurance

We’ve been in the insurance industry since mobile phones were the size of bricks, so you can trust your device in the hands of an experienced company. We cover all brands from iPhone insurance to Samsung Galaxy Insurance.

All claims handled by our in-house team

We’re always happy to help and we’re proud to offer an end-to-end mobile insurance service. All repairs and replacements are issued from our own technicians and supported by our friendly, UK-based customer care team.

No minimum phone insurance contract

We won’t tie you down with a 12 or 18-month contract unlike other insurance providers. With loveit coverit’s rolling contracts your policy is flexible and can be cancelled at any time, subject to terms and conditions.

Our 14-day money back guarantee

Provided you haven’t made a claim on your policy, you’ll receive a full refund if you cancel your mobile phone insurance policy within 14 days of the policy start date with the loveit coverit 14-day money back guarantee.

Insure more than one device, save 10%

More gadgets? More savings! Insure multiple devices with loveit coverit and get 10% off. Including phones, tablets, watches, laptops, headphones, cameras, and games consoles, just add more than one device at checkout.

Unlimited phone insurance claims + repairs

Many of our competitors only allow one or two claims each year. With loveit coverit, there’s no limit on the number of phone insurance claims you can make, regardless of whether it’s a claim for accidental damage, theft, or loss.

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Frequently asked questions

Our policies are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). Astrenska Insurance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846

We are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.

Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.