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You will be responsible for a compulsory excess on each and every claim:

Model
Accidental Damage and Breakdown
Liquid
Damage
Theft & Loss
Claims
iPhone 11/12/13/14/15/16 Pro Max
 £115 £115 £175
iPhone 11/12/13/14/15/16 Pro
 £100 £100 £125
iPhone XS Max/14/15/16 Plus
 £100 £100 £125
iPhone X/XS/12/13/14/15/16
 £80 £80 £100
iPhone 16e 256GB 512GB
 £80 £80 £100
iPhone XR/11/SE 2022
 £60 £60 £80
iPhone 16e 128GB
 £60 £60 £80
iPhone 12/13 Mini
 £60 £60 £80
Samsung Galaxy S20/S21/S22/S23/S24/S25 Ultra
 £115 £115 £175
Samsung Galaxy Note 10+/20 Ultra
 £115 £115 £175
Samsung Galaxy S10+ 1TB
 £115 £115 £175
Samsung Galaxy Z Fold5/Fold6/Fold7
£115 £115 £175
Samsung Galaxy Z Flip4 Bespoke 256GB/Flip4
 £115 £115 £175
Samsung Galaxy Z Flip7 FE 256GB
£100 £100 £125
Samsung Galaxy Z Fold4/Flip35G /Flip5/Flip6/Flip7
 £100 £100 £125
Samsung Galaxy S25 Edge
 £100 £100 £125
Samsung Galaxy S20+5G /S20+/S21+/S22+/S23+/S24+/S25+
 £100 £100 £125
Samsung Galaxy S10+ 512GB /S105G
 £100 £100 £125
Samsung Galaxy Z Flip7 FE 128GB
£80 £80 £100
Samsung Galaxy S24 FE
 £80 £80 £100
Samsung Galaxy S20/S21/S22/S23/S245G/S25
 £80 £80 £100
Samsung Galaxy S20FE/S21FE
 £80 £80 £100
Samsung Galaxy S10+ 128GB
 £80 £80 £100
Samsung Galaxy Note 10/10 Lite/20
 £80 £80 £100
Samsung Galaxy A36 256GB/A56 256GB
 £60 £60 £80
Samsung Galaxy Z Fold35G 256GB
 £60 £60 £80
Samsung Galaxy S23 FE
 £60 £60 £80
Samsung Galaxy Note 9
 £60 £60 £80
Google Pixel Fold 256GB 512GB/9 Pro Fold/9 Pro 512GB
 £115 £115 £175
Google Pixel 9 Pro XL 512GB 1TB
 £115 £115 £175
Google Pixel 9 Pro XL 128GB 256GB
 £100 £100 £125
Google Pixel 7 Pro 256GB/8 Pro/9 Pro 128GB 256GB
 £100 £100 £125
Google Pixel 7 256GB/7 Pro 128GB/8/9
£80 £80 £100
Google Pixel 7/7a 128GB/8a/9a
 £60 £60 £80
Sony Xperia 1 VII 256GB
 £115 £115 £175
Sony Xperia 1 V
 £115 £115 £175
Sony Xperia PRO-I 512GB
 £115 £115 £175
Sony Xperia 15G /1 V 256GB/5 IV/1 VI 256GB
 £100 £100 £125
Sony Xperia 1/5 V 128GB
 £80 £80 £100
Sony Xperia 10 V
 £60 £60 £80
Sony Xperia 10 VI
 £60 £60 £80
Huawei P30/P50 Pro 256GB 512GB
 £100 £100 £125
Huawei P30 8GB 128GB /P40 Pro
 £80 £80 £100
Huawei Mate 20 X5G /Mate 20 Pro
 £80 £80 £100
OPPO Find X5 Pro/N2 Flip/X8 Pro
 £100 £100 £125
OPPO Find X5/Reno 13 Pro
 £80 £80 £100
OPPO Find X5 Lite/Reno 12/Reno 12 Pro/Reno 13/Reno 13 F/Reno 13 FS
 £60 £60 £80
Xiaomi 14 Ultra 512GB /15 Ultra
 £115 £115 £175
Xiaomi 15 512GB
 £100 £100 £125
Xiaomi Mi 12 Pro/13 Pro 256GB
 £100 £100 £125
Xiaomi 15 256GB
 £80 £80 £100
Xiaomi 13 256GB/14
 £80 £80 £100
Xiaomi 14T/14T Pro/POCO F6/POCO F6 Pro
 £60 £60 £80
Xiaomi 13 Lite 128GB
 £60 £60 £80
Xiaomi Note 14 Pro5G 512GB/Pro+5G
 £60 £60 £80
OnePlus Open 1TB
 £115 £115 £175
OnePlus 13/Open 512GB
 £100 £100 £125
OnePlus 10 Pro/10T/115G/12/13 128GB 256GB
 £80 £80 £100
OnePlus 12R/13R/Nord 4/5
 £60 £60 £80
Nokia X30
 £60 £60 £80
Realme GT Neo 3/2/2 Pro
 £60 £60 £80
Honor Magic V3 512GB
 £115 £115 £175
Honor Magic V2 512GB
 £115 £115 £175
Honor 200/400 Pro 512GB/Magic7 Pro
 £80 £80 £100
Honor Magic5/6 Lite/Pro/7 Lite/200/400
 £60 £60 £80
Motorola Edge 40 Pro/50 Ultra
 £80 £80 £100
Motorola Razr 50 Ultra
 £80 £80 £100
Motorola Edge 30 Ultra/60/60 Pro
 £60 £60 £80
Motorola Razr 40/40 Ultra 256GB/50
 £60 £60 £80
Nothing Phone (3)
 £80 £80 £100
Nothing Phone (2)/(2a)/(3a)/(3a) Pro
 £60 £60 £80
Redmagic 10 Pro 1TB
 £100 £100 £100
Redmagic 10S Pro 1TB
 £80 £80 £100
Redmagic 9/9S/10/10S Pro 512GB
 £80 £80 £100
Redmagic 9/9S/10/10S Pro 256GB
 £60 £60 £80
All other Mobile Phones £30 £50 £75

Model
Accidental Damage and Breakdown
Liquid
Damage
Theft & Loss
Claims
iPad Air (2025) 11″ Wi-Fi + Cellular 1TB
 £115 £115 £175
iPad Air (2025) 13″ Wi-Fi 1TB /13″ Wi-Fi + Cellular 512GB 1TB
 £115 £115 £175
iPad Pro (2024) 13″ Wi-Fi/Wi-Fi + Cellular
 £115 £115 £175
iPad Air (2024) 13″ Wi-Fi/Wi-Fi + Cellular 1TB
 £115 £115 £175
iPad Air (2024) 13″ Wi-Fi + Cellular 512GB 1TB
 £115 £115 £175
iPad Pro (2024) 11″ Wi-Fi 1TB 2TB
 £115 £115 £175
iPad Pro (2024) 11″ Wi-Fi + Cellular 512GB 1TB 2TB
 £115 £115 £175
iPad Air (2024) 11″ Wi-Fi + Cellular 1TB
 £115 £115 £175
iPad Pro 11/12.9″ 512GB 1TB 2TB
 £115 £115 £175
iPad Air (2025) 11″ Wi-Fi 1TB /13″ Wi-Fi + Cellular 256GB
 £100 £100 £125
iPad Air (2025) 11″ Wi-Fi + Cellular/13″ Wi-Fi 512GB
 £100 £100 £125
iPad Air (2025) 13″ Wi-Fi + Cellular 128GB
 £100 £100 £125
iPad Air (2024) 13″ Wi-Fi 512GB
 £100 £100 £125
iPad Air (2024) 13″ Wi-Fi + Cellular 128GB 256GB
 £100 £100 £125
iPad Pro (2024) 11″ Wi-Fi 256GB 512GB
 £100 £100 £125
iPad Pro (2024) 11″ Wi-Fi + Cellular 256GB
 £100 £100 £125
iPad Air (2024) 11″ Wi-Fi 1TB
 £100 £100 £125
iPad Air (2024) 11″ Wi-Fi + Cellular 512GB
 £100 £100 £125
iPad 10 (2022) Wi-Fi + Cellular 256GB
 £100 £100 £125
iPad Pro 11/12.9″ 256GB
 £100 £100 £125
iPad 11″ (2025) Wi-Fi/Wi-Fi + Cellular 512GB
 £80 £80 £100
iPad Air (2025) 11″ Wi-Fi + Cellular/13″ Wi-Fi 256GB
 £80 £80 £100
iPad Air (2025) 11″ Wi-Fi 256GB 512GB /13″ Wi-Fi 128GB
 £80 £80 £100
iPad Air (2025) 11″ Wi-Fi + Cellular 128GB
 £80 £80 £100
iPad Air (2024) 13″ Wi-Fi 128GB 256GB
 £80 £80 £100
iPad Air (2024) 11″ Wi-Fi 256GB 512GB
 £80 £80 £100
iPad Air (2024) 11″ Wi-Fi + Cellular 128GB 256GB
 £80 £80 £100
iPad 10 (2022) Wi-Fi 256GB /Wi-Fi + Cellular 64GB
 £80 £80 £100
iPad Air (2022) Wi-Fi/Wi-Fi + Cellular 256GB
 £80 £80 £100
iPad Pro 11/12.9″ 128GB
 £80 £80 £100
iPad 11″ (2025) Wi-Fi/Wi-Fi + Cellular 128GB 256GB
 £60 £60 £80
iPad Air (2024) 11″ Wi-Fi/(2025) 11″ Wi-Fi 128GB
 £60 £60 £80
iPad Air (2022) Wi-Fi/iPad 10 (2022) Wi-Fi 64GB
 £60 £60 £80
Samsung Galaxy Tab S10 Ultra Wi-Fi 512GB
 £115 £115 £175
Samsung Galaxy Tab S10 Ultra Wi-Fi 1TB
 £115 £115 £175
Samsung Galaxy Tab S10+5G  512GB
 £115 £115 £175
Samsung Galaxy Tab S10 Ultra5G
 £115 £115 £175
Samsung Galaxy Tab S9 Ultra
 £115 £115 £175
Samsung Galaxy Tab S10+ Wi-Fi  256GB
 £100 £100 £125
Samsung Galaxy Tab S10+ Wi-Fi  512GB
 £100 £100 £125
Samsung Galaxy Tab S10 Ultra Wi-Fi 256GB
 £100 £100 £125
Samsung Galaxy Tab S10+5G  256GB
 £100 £100 £125
Samsung Galaxy Tab S9+
 £100 £100 £125
Samsung Galaxy Tab S8 Ultra
 £100 £100 £125
Samsung Galaxy Tab S8+/S9 128GB 256GB
 £80 £80 £100
Samsung Galaxy Tab S9/S10 FE+
 £80 £80 £100
Samsung Galaxy Tab S9/S10 FE
 £60 £60 £80
Samsung Galaxy Tab S8
 £60 £60 £80
Samsung Galaxy Tab S7 11″ Wi-Fi + LTE
 £60 £60 £80
Samsung Galaxy Tab S7+ 12.4″ Wi-Fi +5G
 £60 £60 £80
Google Pixel Tablet 128GB 256GB
 £60 £60 £80
Xiaomi Pad 6
 £60 £60 £80
Honor MagicPad 2
 £60 £60 £80
Lenovo Tab P12 12.7 Inch Wi-Fi 256GB
 £60 £60 £80
All other Tablets £30 £50 £75

 
Accidental Damage and Breakdown
Liquid
Damage
Theft & Loss
Claims
All Smartwatches £60 £60 £80

Apple MacBooks
Purchase price
Accidental Damage
and Breakdown
Theft
Claims
£0 to £250
 £100 £125
£251 to £500
 £100 £125
£501 to £750
 £100 £125
£751 to £1000
 £100 £125
£1001 to £1250
 £130 £150
£1251 to £1500
 £130 £150
£1501 to £1750
 £130 £150
£1751 to £2000
 £150 £175
£2001 to £2500
 £150 £175
£2501 to £3000
 £150 £175
All other Laptops
Purchase price
Accidental Damage
and Breakdown
Theft
Claims
£0 to £250
 £50 £80
£251 to £500
 £50 £80
£501 to £750
 £60 £80
£751 to £1000
 £60 £80
£1001 to £1250
 £80 £115
£1251 to £1500
 £80 £115
£1501 to £1750
 £100 £125
£1751 to £2000
 £100 £125
£2001 to £2500
 £130 £150
£2501 to £3000
 £130 £150

Purchase price
Accidental Damage
and Breakdown
Theft
Claims
£0 to £250
 £30 £50
£251 to £500
 £40 £60
£501 to £750
 £60 £80

Purchase price
Accidental Damage
and Breakdown
Theft
Claims
£0 to £250
 £30 £50
£251 to £500
 £40 £60
£501 to £750
 £60 £80

Purchase price
Accidental Damage
and Breakdown
Theft
Claims
£0 to £250
 £30 £50
£251 to £500
 £40 £60
£501 to £750
 £60 £80
£751 to £1000
 £60 £80
£1001 to £1250
 £80 £115
£1251 to £1500
 £80 £115
£1501 to £1750
 £100 £125
£1751 to £2000
 £100 £125
£2001 to £2500
 £130 £150
£2501 to £3000
 £130 £150