Caribbean Travel Insurance

What to consider before you travel

The Caribbean can mean different islands, different plans, and different “what ifs”. If your trip includes cruises, water sports, or multiple stops, it’s worth checking your cover choices so they match how you’re travelling, not just where you’re going. For shorter holidays, single trip cover can be a straightforward way to keep things aligned with one specific journey.

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Practical reasons UK travellers consider cover for the Caribbean

Hurricane season disruption

Plans can change quickly in peak weather periods. This is where checking cancellation and curtailment cover for Caribbean trips can help you understand your options if travel is disrupted.

Water sports

From snorkelling days to higher-energy activities, it’s sensible to make sure your policy choices reflect what you’ll actually be doing on the trip.

Cruise itinerary changes

If your holiday includes a cruise add on, look out for wording around cruise itinerary changes disruption cover for Caribbean so you’re not guessing what’s included.

Limited local medical facilities

Some trips may involve being far from larger hospitals. That’s why UK travellers often look closely at emergency medical expenses cover in Caribbean, plus medical repatriation cover from Caribbean, depending on their needs.

Quick Caribbean facts (handy for planning and your quote)

A few quick context points to help you plan, and to sanity-check your trip details before you buy cover. If you’re travelling across multiple islands, double-check the destinations you’ll visit and your transport plan, as that can affect what you select in your quote.

Currency

The East Caribbean dollar (XCD) is used in several Caribbean countries, while the US dollar is widely accepted in many places.

Language

English is widely spoken across parts of the Caribbean, alongside many local and regional languages depending on the island.

Time difference

Time zones vary by island, so it’s worth checking the local time for where you’re staying and where you’re transiting.

Electricity

Voltage and plug types can vary across the region, so double-check what you’ll need for chargers and adapters.

Population

As of Wednesday, November 30, 2022, the population of the Caribbean is estimated to be 44,008,334, according to the latest data from the United Nations.

Fun Fact

The Caribbean has a rich history in film, with numerous movies being shot on its islands, including “Dr. No”.

Travel insurance for the Caribbean, without the faff. Pick the level that fits your trip and your peace of mind. You can review everything before you buy.

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Your Caribbean bucket list, with a sensible “what if” mindset

If you’re in the Caribbean, you HAVE to do these things:

Hike the Waitukubuli National Trail in Dominica.
Swim with pigs in the Bahamas.
Swim with stingrays in the Cayman islands.
Hike Gros Piton.
Go whale watching on the Samaná Peninsula.
Land in St Barts.
Drink coffee in the Blue Mountains.
Visit The Baths in Virgin Gorda.
Explore the Chacchoben Ruins.
Take in the view at Pigeon Island National Park.

(If that list includes higher-risk activities for you, it’s a good nudge to check how your cover choices treat activities and excursions.)