Comprehensive UK and worldwide Multi Trip Annual Travel insurance at great prices.
Planning more than one trip this year? Annual multi trip travel insurance is a simple way to protect every eligible holiday under one policy. Instead of arranging cover every time you book a flight, an annual travel insurance policy looks after your UK, European and worldwide breaks for a full 12 month period.
With loveit coverit, you can choose from annual trip insurance for solo travellers, couples and families, with up to £15 million medical cover, 24/7 emergency assistance abroad and flexible levels of protection to suit your budget.
Travel insurance may not be the most exciting part of planning a holiday, but it can make a huge difference if things go wrong. The sections below walk you through what annual travel insurance covers, how it compares with single trip travel insurance and how to find the right policy for the way you travel.
Annual travel insurance, sometimes called annual trip insurance or annual multi trip travel insurance, is a policy that covers you for multiple trips within a 12 month period. Rather than buying a new policy every time you go away, one annual travel insurance policy protects all your eligible trips during the year.
With loveit coverit, annual cover sits alongside our single trip travel insurance and wider travel insurance range, so you can choose the option that fits the way you travel.
Here is what an annual policy can include:
If you enjoy last minute city breaks, family holidays or a mix of business and leisure travel, having a single annual travel insurance policy in place means one less thing to organise every time you pack your bags.
The best annual travel insurance policy is the one that matches your destinations, how often you travel and what you would struggle to afford if something went wrong. At loveit coverit we offer different cover levels, so you can pick what feels comfortable for you.
When you compare annual policies, look carefully at:
If you usually travel as a couple, with your family or in a wider group, you can also look at our couples travel insurance, family travel insurance and group travel insurance pages to see how annual cover works for you.
Both annual multi trip travel insurance and single trip travel insurance can give you strong protection. The right choice depends on how often you travel and how you prefer to arrange your cover.
An annual policy can work out cheaper and more convenient if you are taking several holidays, city breaks or business trips, as you arrange cover once and you are protected for every eligible trip within the policy year. Single trip cover often suits travellers who only go away once, or who are taking a longer one off adventure.
If you are only planning one trip this year, you might find our single trip travel insurance is a better fit. If you have a busy year of travel ahead, a worldwide annual travel insurance policy can keep things simple.
If you have pre existing medical conditions, it is important to make sure your annual travel insurance provides the right level of protection. When you get a quote we will ask straightforward medical questions so we can assess your cover. Conditions that are fully declared and accepted can then be covered for emergencies abroad.
Declaring your conditions means:
If you specifically need annual travel insurance for pre existing medical conditions, you can find more detail in our medical travel insurance guide, which explains how screening works and what to expect.
Most of us now travel with valuable tech such as phones, tablets, cameras and laptops. With loveit coverit you can add gadget cover to your annual travel insurance policy, so your tech is protected at the same time as your trip.
Annual travel insurance including gadget cover can help with:
If you want even more protection for your devices all year round, at home as well as abroad, you can also look at our travel insurance with gadget cover and gadget insurance options.
The cost of your annual travel insurance policy depends on several factors, including your age, your health and where you are travelling.
Premiums are tailored to you, but as a guide:
To get the best value, only start your policy when you are planning your first trip and choose a region that reflects where you will realistically travel, for example annual travel insurance Europe, worldwide or UK only. Watch for promotions, as many insurers, including loveit coverit, sometimes offer bonus months for free, which can be ideal if you want to squeeze in extra trips.
The best annual travel insurance for you will depend on how you travel, who you travel with and the type of trips you like to take. Annual policies are designed to be flexible and can be tailored around your plans.
With loveit coverit you can build:
At loveit coverit, we also offer added benefits like comprehensive COVID 19 cover and the option to insure over 50 sports activities. Whether you are relaxing on the beach or exploring more adventurous pursuits, we aim to make annual holiday insurance straightforward and reliable.
Annual travel insurance lets you take multiple trips throughout the year, but there is a maximum duration for each individual trip.
This is sometimes referred to as annual multi trip travel insurance 45 days for our highest level of cover. It is important not to exceed these limits, as travelling for longer than the maximum trip length could affect your cover.
Good news, our policies also include qualifying UK holidays, provided your trip meets the minimum distance requirement from your home, so weekend breaks and staycations can be covered under the same annual policy.
With loveit coverit annual travel insurance you get flexible cover for multiple trips throughout the year, along with the backing of an experienced insurance provider.
With over 30 years of insurance experience and more than 1 million policies sold across travel, mobile phone and gadget insurance, we are here to help you travel with confidence all year round, whether you need annual family travel insurance, cover for couples or a mix of solo and group trips.
If that sounds right for you, you can get an annual travel insurance quote in just a few minutes and start protecting your trips for the year ahead.
While annual travel insurance lets you take unlimited trips, there’s a cap on the duration of each trip:
Good news, our policies also cover UK holidays, provided your trip meets a minimum distance requirement from your home.
When comparing travel insurance options, it’s all about finding the right fit for your needs. Many insurers offer tiered cover levels, and at loveit coverit, we provide:
Travel Insurance Policy Documents:
Essentail Package Insurance Product Information Document
Plus Package Insurance Product Information Document
Premium Package Insurance Product Information Document
Premium+ Package Insurance Product Information Document
Travel Insurance Policy Wording
Annual travel insurance saves time and effort with one policy for your family, giving you year-round protection for your family's adventures.
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