Are you off to uni? Here at loveit coverit, we understand the many costs that university-life ensues. We’re positive that the best student phone insurance can be both affordable and offer comprehensive protection for your phone and tablet. If you’re a student and you don’t think you need phone insurance, think again.
The complete university guide has found that 37% of students have had liquid damage, 29% have lost their phones at least once and 22% have had their phone stolen. Whether you spill (a much-needed) coffee over your tablet in the library, your phone gets stolen on a night out or you drop and smash your phone screen, our cheap gadget insurance policies can cover it.
Given the university lifestyle and culture and the dependence that students have on their gadgets for working and socialising, we would highly advise you protect the tech products you love the most because it will most likely save you money in the long run. If you want to insure both your phone and tablet at the same time, you can save 10% if you choose our multi-gadget insurance policy. It’s quick and easy to take out a policy, you can do it online in a few simple steps.
It’s more than worth it to put your mind at ease knowing that your gadgets are protected, while you’re running from lectures and societies to your dorm. What’s more, you’re not tied into a contract with loveit coverit, so you can cancel your policy any time.
If you’re planning to travel abroad on a gap year or completing a study abroad placement, our insurance policies are for you. As long as your device was purchased in the UK, you can feel safe in the knowledge that your phone is protected with our unlimited worldwide cover.
Do I need to insure my phone?
If you use your phone on a daily basis, particularly for work and other uni-related activities, then yes you should insure your phone. You may have already been advised to take out contents or home insurance. While your mobile phone might already be included in this- always check your policy to be sure- it will most likely only cover you if the damage takes place within your property.
If you experience loss, theft or damage to your device, you could face a cost of hundreds of pounds to replace it, which we understand is not ideal on a student budget! That’s why we’d recommend a cheap, standalone mobile phone insurance plan that covers you when you’re and about. If you live in halls and are often in communal and shared areas, such as the dining area or bathroom, you should never leave your gadgets unattended, as this would affect your ability to claim should it get lost, stolen or damaged. If you live in shared accommodation like a student house, you could leave it unattended without worrying. Having said this, you should always take reasonable precautions, such as avoiding leaving your gadgets in a room with people you don’t know.
So if you’re looking to insure your phone in the most simple and cost-effective way, look for an independent, specialist gadget insurer with a comprehensive and affordable policies like loveit coverit. To see if you’re already covered with a bank or network provider, see our mobile phone insurance comparison page.
A study by musicMagpie last year revealed that half of Brits have smashed their phone. So don't worry, it happens to the best of us, but there are ways to lessen the chances of it happening. If you smash or crack your phone screen, it could cost you anywhere between £100-£250 to get it repaired, and if you've been burned before, you'll know how gut-wrenching and financially devastating that can be. In this post, we're giving you 3 protective measures everyone should be taking, so that you never have to experience that heart-stopping moment when you drop your phone.
A study by musicMagpie last year revealed that half of Brits have smashed their phone. So don’t worry, it happens to the best of us, but there are ways to lessen the chances of it happening. If you smash or crack your phone screen, it could cost you anywhere between £100-£250 to get it repaired, and if you’ve been burned before, you’ll know how gut-wrenching and financially devastating that can be. In this post, we’re giving you 3 protective measures everyone should be taking, so that you never have to experience that heart-stopping moment when you drop your phone.
Screen protectors consist of a thin layer of glass or plastic that you adhere to the front of your phone and work by absorbing the impact from a drop. They can be easily removed if they become damaged, leaving your phone screen unharmed, and then replaced. This screen protector was tested and declared the most durable, thin and reliable and it only costs £6.49! Not only will you benefit from one if you drop your phone, you’ll also reduce the chance of scratches and other cosmetic damage.
For the average smartphone user, you could opt for this tech21 case, which protects your device against drops up to 3 metres. The clear design means that it won’t alter the look of your phone too much either. If you have a particularly physical job and your phone is more at risk of damage, you could opt for this military-tested phone case, which isn’t as easy on the eye, but provides extreme protection and shock absorption. Both of these cases are available for a range of makes and models.
Obviously, mobile insurance does not physically protect your phone break damage, but it does offer financial protection. If the worst does happen, but your device is insured, you won’t need to worry about expensive repair costs, you will just have to pay your excess fee. You should have a good phone case and screen protector, even if you already have phone cover, as this will reduce the chance of you having to make a claim and pay an excess.