Published 18th July 2023 Last modified 31st July 2023
Summer is here, and many of us are excitedly planning our long-awaited holidays abroad. However, before you jet off to your dream destination, renowned money-saving expert Martin Lewis has issued two crucial warnings to ensure your holiday remains stress-free. These warnings could save you from potential financial burdens and health concerns while abroad.
Warning 1: Get Travel Insurance ASAB
As shared by the Money Saving Expert (MSE) team previously, Martin Lewis’ first and most crucial advice is to get travel insurance ASAB – or as soon as you book your trip. This warning has been echoed multiple times in the last few months, but it’s worth reiterating, as it can make all the difference in protecting your holiday investment.
Martin stresses, “Please do not be the person who sends me the heartbreaking email this year.” Booking your travel insurance early, even before your trip begins, ensures you’re covered if any unforeseen circumstances prevent you from going on your holiday. Travel insurance can be surprisingly affordable, with options starting as low as £9. Using comparison sites can help you find the best deal for your needs, giving you peace of mind and financial protection in case of trip cancellation or disruptions.
Remember, travel insurance doesn’t only cover cancellations; it also provides protection against unforeseen events during your trip. Having comprehensive coverage will help you handle emergencies, medical expenses, lost luggage, and other unexpected challenges that may arise during your holiday.
Warning 2: Valid European Health Insurance Card [EHIC] or Global Health Insurance Card [GHIC]
If your travel plans involve European destinations, Martin Lewis emphasizes the importance of having a valid European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC). These cards grant you access to state-run hospitals or GP services within the European Union, allowing you to receive treatment at the same cost as locals – often free of charge.
However, there’s an essential detail to consider: millions of European Health Insurance Cards are set to expire this year. To ensure you’re covered, check the expiry date on your card – if it’s outdated, apply for a new Global Health Insurance Card, which is the updated version of the EHIC. The process to obtain or renew these cards is entirely free and can be done easily through NHS.uk.
By having a valid EHIC or GHIC, you’ll be well-prepared to handle any unexpected medical emergencies while traveling within the EU, ensuring you receive necessary care without incurring exorbitant medical costs.
In conclusion, Martin Lewis’ warnings are invaluable reminders for all British travelers heading abroad this summer. Safeguard your holiday experience by getting travel insurance as soon as you book, protecting yourself from potential cancellations and disruptions. Additionally, ensure you possess a valid EHIC or GHIC when visiting European destinations, granting you access to affordable healthcare in case of medical emergencies.
Remember, it’s always better to be prepared and enjoy a worry-free holiday, knowing you have the necessary precautions in place. Happy travels from the loveit coverit Travel Insurance team!