Get your travel insurance quote
Get your travel insurance quote
You have a quote in progress

Travel Guide

Our guide to holidays Caribbean is brought to you by the loveit coverit travel insurance team.


Our Caribbean Travel Guide

The Caribbean is a region located in the Caribbean Sea, comprising more than 7,000 islands. It is a well-known vacation spot famous for its stunning beaches, clear waters, and tropical climate. The Caribbean is home to a diverse array of cultures, including Afro-Caribbean, European, and Latin American. Popular activities in the Caribbean include relaxing on the beach, snorkeling and scuba diving, and exploring the local culture and history. The currency used in the Caribbean depends on the country, but the US dollar is widely accepted.

Get cover now

Reasons why you should get travel insurance for your trip to the Caribean

Hurricanes and Tropical Storms

The Caribbean is prone to hurricanes and tropical storms, especially during the hurricane season. Travel insurance can provide coverage for disruptions caused by these weather events, including flight cancellations, itinerary changes, and accommodation adjustments.

Water Sports

The Caribbean offers a range of water activities, from snorkeling and diving to sailing and water sports. Travel insurance can cover accidents and injuries that might occur during these activities, ensuring access to medical care without concerns about unexpected expenses.

Cancelled Flights

Traveling between islands in the Caribbean may involve various transportation options, including flights and ferries. Travel insurance can help reimburse you for expenses incurred due to transportation disruptions, ensuring smoother navigation between the different destinations.

Loss Luggage

Travel insurance covers losses due to lost, stolen, or delayed baggage, ensuring your essentials are replaced swiftly, allowing you to continue embracing Caribbean.

Main Facts About Caribbean

The East Caribbean dollar (XCD) is the legal tender in the countries comprising the Organisation of Eastern Caribbean States, with the exception of the British Virgin Islands, which use the US dollar. You can use the XCD in Antigua and Barbuda, Dominica, Grenada, Montserrat, St. Kitts and Nevis, St. Lucia, and St. Vincent and the Grenadines. The first series of XCD coins was introduced in 1981 and was updated to the current series in 2002. It is useful to have some one dollar coins on hand for smaller purchases and for leaving tips. When shopping at markets, it is common to negotiate prices, and you may not have to pay the listed price.
There are six official languages spoken in the Caribbean, as well as many more unofficial languages. The official languages include Dutch, English, French, Haitian Creole, Papiamentu, and Spanish. Of these official languages, Haitian Creole and Papiamentu are Creole languages.
The Caribbean islands experience a hot, tropical climate throughout the year, with average high temperatures around 28°C (82°F). Although there are some variations within the region, the best time to visit the Caribbean is generally considered to be the dry season, which falls between February and May. The wettest months are typically from July to November.
Power Plugs
In many countries in the Caribbean, electricity is generated at 110 volts and a frequency of 50Hz (cycles) alternating current. In the United States, electricity is generated at 110-120 volts and a frequency of 60Hz (cycles) alternating current.
As of Wednesday, November 30, 2022, the population of the Caribbean is estimated to be 44,008,334, according to the latest data from the United Nations.
Fun Fact
The Caribbean has a rich history in film, with numerous movies being shot on its islands. In fact, the very first James Bond film, "Dr. No," was filmed in the Caribbean. It's not just pirates that have been featured in films set in the Caribbean.
Enjoy your trip to Caribbean, with great travel insurance from loveit coverit

Your Caribbean Bucket list

If you're in Caribbean, you HAVE to do these things:

1. Hike the Waitukubuli National Trail in Dominica.
2. Swim with pigs in the Bahamas.
3. Swim with stingrays in the Cayman islands.
4. Hike Gros Piton.
5. Go whale watching on the Samaná Peninsula.
6. Land in St Barts.
7. Drink coffee in the Blue Mountains.
8. Visit The Baths in Virgin Gorda.
9. Explore the Chacchoben Ruins.
10. Take in the View at Pigeon Island National Park.


Traveller, there are no paths. Paths are made by walking        

Flag of United_States_of_America
We'd love to protect you in America!
America travel insurance from just £19.01*
Flag of United_States_of_America
Get a travel insurance quote for America
*quote price correct at time of publication