There are different levels of cover, each with varying costs. The Essential cover will cost less but cover less while the Premium Cover will have significantly higher levels of cover and will include things like Travel Disruption Cover and Pet Care Cover. Moreover, the Plus and Premium Policies have a lower standard excess than the Essential Cover.
How much you spend will also differ depending on the factors such as your health, where you intend to travel, whether the cover is just for you or your whole family, and whether you require single trip or annual cover.
Don’t let the idea of saving a few pounds make you skimp on your policy as you could end up loads more out of pocket if something happens.